Most of the time when thinking about mobile plans, it's in terms of monthly inclusions. You pay "X amount" for a plan and receive "Y data" that lasts for anywhere between 28 days and a full month, after which it all typically resets.
But some telcos let you hold onto used data, as long as you stay signed up. This feature is called data rollover or data banking because unused data "rolls over" and is "banked" for future use.
Mobile plans with data banking
If you'd prefer to get straight to comparing plans, here are the most popular 28-day to 30-day expiry plans in our database from providers who offer data banking or data rollover:
Which providers offer data banking?
Data rollover is not a feature you'll find on every plan. But out of 28 mobile providers in our database, the majority offer it in some form or another. Of those, only five have unlimited data rollover available.
We've covered each provider's data rollover system in detail further on. But first, here's a quick summary table.
| Provider | Data banking limit |
|---|---|
| ALDI Mobile | Unlimited |
| amaysim | Unlimited |
| Belong | Unlimited |
| Dodo | Unlimited |
| felix | Unlimited |
| Exetel | 1000GB |
| Coles Mobile | 500GB or 1000GB |
| Everyday Mobile | 500GB or 1000GB |
| More | 500GB or 1000GB |
| Superloop | 500GB or 1000GB |
| Tangerine | 500GB or 1000GB |
| Kogan Mobile | 200GB |
| Lebara Mobile | 200GB |
| Moose Mobile | 200GB |
| Optus prepaid | 200GB |
| Telstra prepaid | 200GB |
| Vodafone prepaid | 200GB |
| Boost | Until next recharge |
ALDI Mobile data rollover
Most ALDI Mobile customers can rollover as much data they want for as long as they want, depending on which plan they choose. This includes its prepaid mobile plans and family plans.
Conditions:
- Unlimited data rollover on eligible plans
- No timed expiry on banked data
- Must recharge within 24 hours of expiry with a plan of the same or higher value, or you'll lose all banked data
- Must recharge to the same plan type. For example, if you change between a standard ALDI Mobile Plan to an ALDI Family plan, you'll lose your rolled-over data
You can roll over unused data on ALDI's 365-day expiry data-only plans, but different limits apply.
ALDI Mobile is powered by the Telstra wholesale network. Here are ALDI's plans with data rollover:
amaysim data banking
amaysim allows its prepaid mobile customers to bank unused data at the end of each month. Customers can bank an unlimited amount of data.
Conditions:
- Unlimited data banking
- No timed expiry for banked data
- You don't lose banked data to missing a recharge payment. Your data is reinstated once you've recharged on your usual plan
- If you switch to a smaller or larger plan, you lose your banked data permanently
amaysim operates on the Optus network. See amaysim's plans with unlimited data banking:
Belong data banking
Telstra budget brand Belong offers one of the best data rollover schemes around, thanks to its unlimited data banking.
Conditions:
- Unlimited data banking
- No timed expiry for banked data
- You can switch between any Belong plans and keep your banked data
- You will lose your banked data if your payment is more than 25 days overdue or when you cancel your service
- Data banking isn't available on data-only plans from Belong
Belong also allows data gifting. If you have at least 1.3GB of data you can donate any amount you have to spare to another Belong customer in 1GB increments. Gifted data is added to the recipient's data bank.
We also have a cheeky top tip for Belong customers who've built up a healthy data bank. The telco has a secret plan that's only on offer to customers who seek to cancel their service (you can find it via the Belong app). This plan is cheaper than other Belong plans and doesn't come with much data. But if you have a big enough pool of data just sitting there, you might as well save some money and start working your way through it.
Belong operates via the Telstra wholesale network. Here are Belong's plans with data banking:
Dodo data banking
Dodo offers unlimited data rollover on all its mobile plans.
Conditions:
- Unlimited data banking
- No timed expiry for banked data
- Your data bank will expire if your bill is unpaid, or you downgrade your plan
Dodo operates on the Optus network. Here are Dodo's postpaid plans with data banking:
felix data banking
felix mobile is one of the few telcos that offers unlimited data banking, though only on its 25GB and 50GB plans.
Conditions:
- Unlimited data banking
- No timed expiry for banked data
- Your data bank will keep rolling over unused data unless you cancel your plan
felix also offers an unlimited data plan with speeds capped at 20Mbps. felix operates on the Vodafone network. Here are its monthly plans with data banking:
Exetel data banking
Exetel has just one mobile plan and it comes with 1000GB of data rollover with no timed expiry. You don't even forfeit it if you miss a recharge, as long as you don't port your number to a different provider in the interim.
Conditions:
- 1000GB data banking limit
- No timed expiry
- You don't forfeit your data if you miss a recharge, as long as you don't port your number to another provider
Exetel operates on the Telstra wholesale network. Here's Exetel's Plus One plan with data banking:
Coles Mobile data rollover
Coles Mobile plans include 1000GB data rollover for 1000GB for month-to-month (postpaid) plans and 500GB for prepaid plans.
Conditions:
- 1000GB limit for month-to-month plans
- 500GB limit for 28-day and long-expiry prepaid plans
- Switching between month-to-month plans does not forfeit your data
- Switching from a month-to-month to a prepaid plan forfeits all banked data
- If you have a prepaid plan, switching to any other plan (including another prepaid plan) forfeits your data
- For prepaid plans, you need to recharge before expiry or you lose all banked data
Coles Mobile operates on the Optus mobile network. Here are Coles Mobile's 28-day expiry plans with data rollover:
Everyday Mobile data banking
Everyday Mobile (formerly Woolworths Mobile) offers data rollover of 500GB or 1000GB on all its plans, depending on which you choose. This includes its monthly prepaid, long-expiry prepaid, and SIM-only (postpaid) plans. There's no timed expiry for your data bank, but the caveats surrounding switching plans are a bit more complex than some other providers.
When changing plans, you forfeit your data if:
- You swap from any other type of plan to a long-expiry plan
- You swap from a SIM-only (postpaid) plan to any 30-day prepaid plan
- You downgrade to a cheaper plan of the same type (e.g. if both plans are 30-day prepaid)
You keep your banked data if:
- You upgrade to a more expensive plan of the same type (e.g. if both plans are 30-day prepaid)
- You swap from any 30-day prepaid plan to any SIM-only plan
Other conditions:
- 500GB or 1000GB data banking limit, depending on the plan
- No timed expiry for banked data
- For 30-day or long-expiry prepaid plans, you need to recharge before expiry or you lose all banked data
Everyday Mobile also lets you gift your data between different services. You can gift up to 50% of your included plan data (rounded up) to another customer, with a minimum of 1GB. This doesn't include bonus data, data from add-ons you've bought or data that has been gifted to you. It also can't be data from your accrued data bank.
Everyday Mobile is powered by the Telstra wholesale network. Here are Everyday Mobile's plans with data banking:
More Telecom data banking
More offers data banking on all its monthly SIM-only plans with a limit of 500GB or 1000GB, depending on which plan you choose.
Conditions:
- 500GB or 1000GB data banking limit, depending on the plan
- No timed expiry on banked data
- Banked data is forfeited if you cancel or downgrade your plan
More also lets you gift data to other More mobile customers. The minimum gift amount is 1GB and the maximum is 50% of your standard monthly data allowance. You can't re-gift any data you receive as a gift, however.
More uses the Telstra wholesale network. See More's monthly plans with data banking:
Superloop data rollover
Superloop lets you roll over up to 500GB or 1000GB, depending on the plan.
Conditions:
- 500GB or 1000GB, depending on the plan
- No timed expiry for banked data
- You will lose any rolled-over data if you downgrade to a cheaper plan
Superloop utilises the Telstra wholesale network. Here are Superloop's 30-day expiry plans with data rollover:
Tangerine data banking
Tangerine allows data rollover with a limit of 500GB or 1000GB, depending on the plan.
Conditions:
- 500GB or 1000GB data banking limit, depending on the plan
- No timed expiry on banked data
- You'll lose your banked data if you downgrade to a cheaper plan or cancel
You can also gift data to other Tangerine customers. The minimum gift amount is 1GB and the maximum is 50% of your standard monthly data allowance. You can't re-gift any data you receive as a gift, however.
Tangerine is powered by the Telstra wholesale network. Here are its plans with data banking:
Kogan Mobile data rollover
Kogan Mobile's monthly plans include data rollover up to 200GB. It's not available on Kogan's long-expiry plans.
Conditions:
- Monthly (30-day) plans only
- 200GB banked data limit
- No timed expiry for banked data
- Changing or cancelling your plan forfeits all banked data. This includes if you move to a higher-value plan
- Allowing your recharge to expire forfeits all banked data.
Kogan Mobile is powered by the Vodafone network. Here are its monthly plans with data banking:
Lebara Mobile data banking
Lebara offers data banking on its prepaid plans (including long-expiry plans) up to 200GB.
Conditions:
- 200GB data banking limit
- No timed expiry for banked data
- Must recharge your plan prior to expiry or within 48 hours of expiry or your banked data will be forfeit
- Data from add-on packs cannot be banked
- Lebara lets you "stack" a 30-day plan and a 365-day plan on top of each other. Doing so will not forfeit your banked data.
Lebara operates on the Vodafone network. Here are Lebara's 30-day expiry plans with data banking:
Moose Mobile data banking
Moose Mobile offers up to 200GB of data banking on its monthly plans.
Conditions:
- 200GB data bank maximum
- No timed expiry for data banking
- You will lose your banked data if you change to a cheaper Moose Mobile plan, but you keep your banked data if you move to a more expensive plan
Moose utilises the Optus network. Here are Moose's monthly plans with data banking:
Optus prepaid data rollover
Optus prepaid plan customers can bank up to 200GB of unused data at the end of their recharge. This includes all of Optus' Flex Plus plans. But Optus doesn't offer data rollover on its postpaid plans.
Conditions:
- Must have a prepaid plan
- 200GB data rollover limit
- No timed expiry for banked data
- Data will roll over up to the cap, as long as you recharge before your plan expires or maintain an active AutoRecharge
Here are Optus' 28-day expiry prepaid plans with data rollover:
Telstra prepaid data rollover
Telstra prepaid customers on its 7-day or 28-day expiry plans can roll over a maximum of 200GB of data. Telstra doesn't offer data rollover for its Upfront plans or its long-expiry prepaid plans.
Conditions:
- Must have a Telstra prepaid plan with a seven or 28-day expiry
- 200GB maximum for data banking
- No timed expiry for banked data
- To keep your data, you'll need to recharge before your plan expires
- You can keep your data when switching between a 7-day or 28-day expiry recharge
Here are Telstra's prepaid plans with data rollover:
Vodafone prepaid data rollover
All Vodafone's Prepaid Plus plans include data banking up to 200GB if you use auto recharge, no matter the recharge period.
Conditions:
- You lose your banked data if you don't recharge your plan before expiry or recharge to an ineligible plan
Here are Vodafone's Prepaid Plus plans with 28-day expiry:
Boost data rollover
Boost Mobile's data rollover process lags behind other telcos. Only available on its 28-day plans, unused data only rolls over for use on your next recharge, after which it vanishes. Very few telcos still place this kind of timed expiry on data rollover.
There's no cap on how much data rolls over – except obviously it can't be more than is available on your plan. You also have to recharge before expiry, or no data rolls over at all.
Conditions:
- Only included with the 28-day plans
- Your rolled-over data is only available for the next 28-day recharge period, after which it's removed
- You need to recharge your Boost plan before it expires for it to roll over
Here are all of Boost's 28-day recharges with data rollover:
What is data rollover (AKA data banking)?

Data rollover and data banking are generally used to mean the same thing, though "rollover" can sometimes indicate limitations.
For both, your unused data is stored for future use – i.e. it "rolls over" or is "banked". Most telcos put a limit on how much you can store, often 200GB, 500GB, or 1000GB (1TB), but some offer unlimited data banking.
Some plans place an expiry date on their unused data, though at this point it's so rare that only one provider in our database does this. In these cases, the term "rollover" is used more commonly than "banking". For example, if you have 30GB of unused data one month, it might only be available to use if you go over your data limit the following month. After that, anything in your bank vanishes and is replaced by the unused data (if any) of the most recent month. But most data rollover plans don't place a time limit on it.
Data banking and data rollover both require an unbroken service with your provider. If you break up with your telco, downgrade your plan, change the type of plan you have (e.g. move from postpaid to prepaid) or miss a prepaid recharge, all your banked data is forfeit. Upgrading to a more expensive plan of the same type is usually fine.
For postpaid plans, it's not too hard to keep your banked data safe because, even if you accidentally pay a bill slightly late, your service hasn't been cut off at any point.
Prepaid plans are different. In most cases, your banked data will vanish if you leave any gap between recharges. This is one reason why opting for auto-recharges is a good idea, if data banking is something you value.
Is data banking worth it?
There are a few situations where data banking can be worth seeking out. But it also has a big drawback.
If your data needs vary month to month or you like to have a little buffer, getting a plan with data rollover can reduce the risk of excess fees and even mean you pay less per month for your plan.
If your provider lets you change to a cheaper plan without losing your banked data, it can also let you experiment with just how much data you need.
Having a bit of a buffer can also be handy in emergencies – though these situations are rare and, in many of them, a cheap data add-on pack might do the trick.
"I know that like the average Australian I use between 10 and 12GB of data per month. So, I switched from a 20GB unlimited data plan to a cheaper 12GB plan with data rollover.
The first few months I did need to be careful to manage my data so that the bank could build up but now I have a neat little cache of extra data to tap into. Best of all I'm not paying for data I don't need."
Dylan Crismale, Digital Content Editor
But building a personal hoard of banked data can be a detriment because it makes you feel tied to your provider – after all, you don't want to lose all that banked data you've accrued.
Except, if you think about it, that data has zero value if you're never going to use it. So by sticking with a provider or plan you're not happy with, especially if the alternative is paying less per month, that banked data's illusory value is actually doing you a disservice. If this sounds like you, it could be a good idea to bite the bullet and switch mobile plans anyway.
Dylan Crismale
Digital Content Editor