
When it comes to shaving money off your internet bill, there are a few approaches. You can simply find a cheaper internet plan (chances are there probably is one). For those with the motivation, you can also change internet providers a couple of times per year to chase introductory discounts. But what about downgrading your plan’s speed tier – is that worth considering?
As you mightn’t be surprised to hear: it depends. First, you need to consider what your actual speed needs are. For example, has your home’s usage dropped recently, such as from people moving out, or do you have a hunch you've been paying for more than you need all along?
And to muddy the waters, not all NBN speed tiers are created equal when it comes to value for money. What you’re downgrading from, and what you’re downgrading to, will be important to your decision.
NBN 25
NBN 25 is generally best suited for one-to-two person households with light-to-moderate internet usage. Web browsing, online chats, video calls, and HD (even 4K) video streaming are all well within this speed tier’s capabilities.
If you make regular use of cloud storage, you should be mindful that there are two types of NBN 25: NBN 25/5 and NBN 25/10. The former has a maximum potential upload speed limit of 5Mbps, while for the latter it's 10Mbps. This can make a big difference when it comes to backups, even just for photos.
Downgrading to NBN 25
NBN 25 is pretty poor value for money when it comes to speed versus price, but it can still be significantly cheaper than the next speed tier up – NBN 50. As such, a downgrade might be worth considering if you think the slower speeds would be fine for your needs.
When it comes to how much NBN Co charges your internet provider, the difference between NBN 25 and NBN 50 is about $20 per month. But as for what you might pay your telco, these two tiers can be separated by less than $10 or more than $20. At the very least, it's worth checking out.
NBN 50
NBN 50 is fast enough to support most two-person households, and even quite a few three-to-four person dwellings might still get by without too much internal strife.
It can comfortably support multiple 4K video streams simultaneously, as well as most other tasks. And its 20Mbps upload speed limit is sufficient for pretty much anything aside from heavy reliance on cloud computing or regular large file uploads. But there’s a reason it’s no longer the golden child of NBN plans it once was.
Downgrading to NBN 50
NBN 50 is probably the worst value speed tier on this list. It’s such poor value that some telcos have stopped offering it altogether.
Often, for the first six or so months, the price of an NBN 50 plan is the same price as an NBN 100 or NBN 500 plan from the same provider. Even after those intro deals end, there’s a decent chance your savings will amount to one small coffee per month – possibly less.
For those few dollars, you sacrifice a lot of speed. An NBN 100 plan has double the maximum downloads of NBN 50, but usually has the same 20Mbps upload limit. If you’re lucky enough to be eligible for NBN 500, then NBN 50 will be around 10x slower for download speeds and have less than half the 50Mbps upload limit of NBN 500.
But, at the end of the day, there’s no point paying for speed you don’t need. If you genuinely won’t notice the difference between a faster plan and NBN 50, why not save a few bucks a month if you can?.
NBN 100
NBN 100 is the fastest speed tier available to premises with an FTTN, FTTC, or FTTB connection. Its standard incarnation is technically NBN 100/20, meaning a maximum potential download speed of 100Mbps and upload limit of 20Mbps. But this is generally just referred to as “NBN 100”.
Some providers offer the juiced-up NBN 100/40 option with double the maximum upload speeds, but this is typically more expensive, not as popular, and your connection might not even be up to the task (that’s something for your provider to judge).
Downgrading to NBN 100
You can’t really downgrade to NBN 100 because already the fastest speed tier available to FTTN, FTTC, and FTTB households. And if you have FTTP or HFC, providers don’t generally even have it as an option for you (you usually get NBN 500 for the same price, instead).
But if you’re one of the rare people with an NBN 100/40 plan, it might be worth downgrading to a standard NBN 100 plan (i.e. NBN 100/20). While a maximum upload speed of 40Mbps is nice, it might be more than you need – especially if your home’s needs have decreased recently. And not only is NBN 100 cheaper than NBN 100/40, more providers offer it, meaning more opportunities to find a cheaper alternative.
Prices vary, but you might save around $10 to $15 per month. Here’s a quick comparison of all the cheapest NBN 100 plans in our database versus NBN 100/40
NBN 500
NBN 500 is only available to households with an HFC or FTTP connection. It’s usually the same price as NBN 100, which also means NBN 100 isn’t even presented as an option.
With maximum potential speeds of 500Mbps for downloads and 50Mbps for uploads, the vast majority of households would struggle to get anywhere near their speed limits.
NBN 500 is also the best-value NBN speed tier out there. Even though it’s likely faster than you need, the performance drop from NBN 500 to NBN 50 is so significant that you’re generally choosing between a poor-value plan that’s too slow or a great-value plan that’s too fast. Given the difference in price is probably a few bucks a month, NBN 500 is the best choice for most households.
Downgrading to NBN 500
You almost definitely don’t need anything faster than NBN 500. And, if you do, you probably already have pretty detailed knowledge of why. But for the sake of consistency, let’s march on with the comparison.
The next speed tier up from NBN 500 is NBN 750, which is an oddly specific speed tier with 750Mbps maximum downloads but the same 50Mbps uploads as NBN 500. The difference in price between the two can vary quite a bit, but it's often a bit either side of the $10 per month mark.
You might also be downgrading from NBN 1000 to NBN 500. Aside from the obvious halving of maximum potential downloads of 1,000Mbps (though in reality, performance is closer to 800Mbps), you’d also be halving your uploads from 100Mbps down to 50Mbps. But you’d also sometimes be saving upwards of $30 per month. And if you don’t need NBN 1000, the chance that NBN 750 will be the sweet spot is very slim.
NBN 750
Ah, NBN 750 – the forgotten middle child of modern NBN speed tiers. Is NBN 500’s download cap just slightly too slow (but the upload speeds are fine)? Try NBN 750. Or is NBN 1000 faster than you need, but only slightly? Try NBN 750!
Fortunately, if you do somehow fall perfectly into the NBN 750 bucket, you can rest easy that it’s at least pretty decent value for money.
Downgrading to NBN 750
Probably the main reason you’d consider this downgrade is because you’re on NBN 1000, but the idea of dropping straight to NBN 500 and halving both your maximum download and upload speeds in one go feels like overkill.
To assuage those fears, keep in mind that modern internet plans don’t generally come with lock-in contracts, so you could always drop to NBN 500 as a trial and then upgrade to NBN 750 the next month if it’s not up to your needs.
But if you really do think NBN 750 would be just the right fit, the difference in price between it and NBN 1000 can often be around $10 to $15 per month.
NBN 1000
If you need NBN 1000, you probably already know exactly why. And if you’re not sure, you don’t need NBN 1000.
Once the fastest speed tier available, it now languishes in second place. This speed tier is largely for enthusiasts or large households that have extremely large and simultaneous bandwidth demands.
Downgrading to NBN 1000
The only speed tier you could be downgrading from is NBN 2000 and, at present, there are only four providers in our database that even offer that speed tier: AGL, Aussie Broadband, Mate, and Superloop. And the drop in price can be around $50 per month or more, especially if you’re willing to switch providers.
Even for the enthusiasts out there, take a quick moment to think about if having the fastest NBN speed tier possible really is worth the bragging rights, given you can save upwards of $600 per year by “only” having NBN 1000, instead. And in this economy? That's at least a few extra GB of RAM for your gaming rig.
Alex Angove-Plumb
Digital Content Editor
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