By
Dylan Crismale - Digital Content Editor
Last updated

Woman on phone in call centre

A new report by the Telecommunications Industry Ombudsman (TIO) has found telcos are failing to consistently support customers in financial hardship and at times making financial stress worse. 

Titled Keeping connected: Experiences of telco consumers in financial hardship, the report follows the first full year since the Telecommunications Industry Standard on Financial Hardship was introduced. 

The TIO reviewed over 900 complaints about financial hardship that were referred to it between April 1 2024 and March 30 2025. 

The report detailed three findings:

  • Telcos have a responsibility to help consumers stay connected to an essential service and manage their bills
  • Telcos need to do more to comply with financial hardship obligations
  • Telcos are contributing to financial hardship

As part of its investigations, the TIO found telcos were unequipped to deal with demands in requests for payment assistance, refused payment extension requests, and even continued to charge unemployed customers for services they had suspended. 

Ombudsman Cynthia Gebert said, "People may be just managing their basic living expenses like food, rent, and petrol, and be one unexpected phone bill or life event away from falling into hardship. It’s at these critical moments that accessing the support you’re entitled to from your telco is more important than ever – so you can manage your bills and stay connected."

In the financial year ending June 2025, complaints about financial hardship reached some of the highest numbers since the beginning of the pandemic. Complaints about financial hardship increased by 87.6% in quarter two of FY25 and by 73.4% in quarter three of FY25 compared to the same periods in the previous financial year. 

Mobile services were disproportionately represented, making up 68.1% of financial hardship complaints to the TIO. 

In July, the Australian Communications and Media Authority (ACMA) issued formal warnings to four telcos that did not adequately inform consumers of assistance options or how to ask for help. 

In response to the TIO's findings the Australian Communications Consumer Action Network Limited (ACCAN) is calling on the ACMA to conduct an audit of telco complaince. 

In a statement, ACCAN said "With more than a year since the Standard was introduced, and clear evidence of harm, this must be treated as a regulatory priority."

You can make complaints to the TIO at www.tio.com.au or via phone at 1800 062 058. 

If you are experiencing payment difficulties, you can contact:

More information about assistance paying your phone or internet bill is available from ACMA. 

Looking to ditch your internet service provider?

These are the most popular NBN 50 plans with WhistleOut users this week:

#1
Dodo
Dodo
All Fixed Line nbn®
Editor's Pick

nbn50 Unlimited Plan

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Incl. $30/mth discount for 6 months based on the standard price $87.99/mth*. Ends 08.12.26. T&Cs apply.
$57.99/mth
Min. cost $57.99
#2
amaysim
amaysim
All Fixed Line nbn®

NBN50

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Includes $40/mth off for the first 6 months ($30 NBN Sale + $10 Standard Intro offer), then $85/mth. Ends 04.10.26
$45/mth
Min. cost $45
#3
Tangerine Telecom
Tangerine Telecom
All Fixed Line nbn®

Value Plus NBN 50/20

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Includes $25/mth off for the first 6 mths, $64.90/month for first 6 months, then $89.90/month.
$64.90/mth
Min. cost $64.90
#4
TPG
TPG
All Fixed Line nbn®

nbn50 Unlimited Plan

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: $69.99/mth for first 6 months, then $89.99/mth. T&Cs apply.
$69.99/mth
Min. cost $69.99
Link not supplied
#5
Belong
Belong
All Fixed Line nbn®

NBN Standard Plus – Unlimited

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Includes $36 off for 6 months - $55/mth for first 6 mths, then $91/mth (Offer ends 04.11.26) + Free $80 Mobile SIM
$55/mth
Min. cost $55
#6
Superloop
Superloop
All Fixed Line nbn®

Extra-value nbn50/20

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Incl. $20/mth off for 6 months! $69/mth for 6 mths, then $89/mth + Bundle & Save
$69/mth
Min. cost $69
#7
Aussie Broadband
Aussie Broadband
All Fixed Line nbn®

Value nbn - Unlimited

  • nbn® 47/18 Mbps
  • Unlimited Data
  • Deal: Includes $25 off for the first 6 months. Promo code SPRING25. $95/mth after promo ends 15.11.26
$70/mth
Min. cost $70
Link not supplied
#8
iiNet
iiNet
All Fixed Line nbn®

nbn50 Liimitless

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Includes $20/mth off for 6 mths – $69.99/mth for first 6 months, then $89.99/mth. Use code SAVE20FOR6
$69.99/mth
+ $10 Upfront
Min. cost $79.99
Link not supplied
#9
Kogan Internet
Kogan Internet
All Fixed Line nbn®

Silver Unlimited

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Incl. $11/mth off for 12mths. $69.90/mth for first 12 months then revert back to $80.90/mth. Offer available until withdrawn.
$69.90/mth
Min. cost $69.90
#10
Flip
Flip
All Fixed Line nbn®

Unlimited Family nbn50

  • nbn® 50/17 Mbps
  • Unlimited Data
  • Deal: Incl. $16.90/mth off for 6 months - $68/mth for first 6mths then $84.90/mth. New customers only. Ends 31.10.26. T&Cs apply.
$68/mth
Min. cost $68

Dylan Crismale

Digital Content Editor

Dylan Crismale
Dylan Crismale is a Digital Content Editor at WhistleOut, has been writing for almost a decade across a variety of Australian publications. He previously worked as a writer at Finder covering energy, internet and mobile plans. Dylan is passionate about finding the best deals to save people money and educating people about tech. When he's not sat at his desk Dylan loves working out, bingeing TV and hanging out with friends.​

Read full bio

Save on your phone plan

On average, WhistleOut visitors save over $160 a year when they switch telco services. Start saving now.

Compare phones and plans from the following carriers...

Latest Mobile Phone Deals

Pay just $14/mth for the first 6mths for the Swoop 30GB 5G SIM.

40GB for $15/mth for first 4mths! Ultd data banking, $200 international calls & no excess data charges!

iPhone 18 Pro 256GB, 220GB data, $108.30/mth + $200 Bonus Trade In Credit!

50% off plan fees for 4mths. $15 for 30GB with international call inclusions!

50% off first 3mths when you switch to Felix, $17.50 for 50GB for 3mths!

See our Editor's Pick choices for the Best Mobile plans this month