By
Alex Choros - Managing Editor + Group Telco Editor
Last updated

Woman in Circles.Life colours
Circles.Life Mobile Plans Review: The Verdict

Circles.Life mobile plans are big on value but don't get you anything more than the plan itself. It's the definition of a no-frills telco. 

What we love
  • Excellent value
  • Good support options
What could be improved
  • No extras
  • Not even international calls 
The essentials

If you're looking for a mobile plan, you may have heard of reasonably new provider Circles.Life before. It made a splash in the local market offering oodles of data for surprisingly affordable prices, but you may naturally be wondering "what's the catch?". In this review we'll look at value, support options, and the extras you get for being a Circles.Life customer. 

Before we start, here is Circles.Life's current range of SIM-only mobile plans:

Mobile Phone Plans

#1
Pivotel
Pivotel

25GB Mobile Swift Plan

  • 25GB data
  • Deal: Incl. 50% off - $11.45/mth for first 6 months, then $22.90/mth ongoing. Offer ends 31.10.2026. T&Cs apply.
$11.45/mth
Min. cost $11.45
#2
SpinTel
SpinTel
Editor's Pick

$23 Mobile Plan

  • 25GB data at download speeds up to 150Mbps
  • WhistleOut Special: Enjoy $11 off for the first 6 months for new customers - $12/mth for first 6 months, then $23/mth
$12.00/mth
Min. cost $12
#3
Moose Mobile
Moose Mobile

Moose 23 SIM Only

  • 30GB data at download speeds up to 150Mbps
  • Deal: Get 30GB for $14 – Includes $9 off for first 6 months, then reverts to $23. Offer ends 30.06.27
$14.00/mth
Min. cost $14
Link not supplied
#4
Swoop
Swoop

30GB SIM Only 5G

  • 30GB data at download speeds up to 150Mbps
  • Deal: Includes $11 off for first 6 months - $14/mth for first 6 months then $25/mth after that. Offer ends 30.06.27
$14.00/mth
Min. cost $14
#5
Pivotel
Pivotel

50GB Mobile Swift Plan

  • 50GB data
  • Deal: Incl. 50% off - $17.50/mth for first 6 months, then $35/mth ongoing. Offer ends 31.10.2026. T&Cs apply.
$17.50/mth
Min. cost $17.50
#6
Pivotel
Pivotel

80GB Mobile Swift Plan

  • 80GB data
  • Deal: Incl. 50% off - $22.50/mth for first 6 months, then $45/mth ongoing. Offer ends 31.10.2026. T&Cs apply.
$22.50/mth
Min. cost $22.50
#7
Swoop
Swoop

60GB SIM Only 5G

  • 60GB data at download speeds up to 150Mbps
  • Deal: Includes $10 off for first 6 months - $23/mth for first 6 months then $33/mth after that. Offer ends 30.06.2027
$23.00/mth
Min. cost $23
#8
Dodo
Dodo

Small Mobile Plan

  • 25GB data at download speeds up to 150Mbps
$25.00/mth
Min. cost $25
#9
SpinTel
SpinTel

$29 Mobile Plan

  • 50GB data at download speeds up to 150Mbps
$29.00/mth
Min. cost $29
#10
Swoop
Swoop

120GB SIM Only 5G

  • 120GB data at download speeds up to 150Mbps
  • Deal: Includes $10 off for first 6 months - $30/mth for first 6 months then $40/mth after that. Offer ends 30.06.27
$30.00/mth
Min. cost $30

Circles.Life mobile plans: Value


Mobile plan value is a tricky subject. A telco's most affordable plan could be a bad deal, but the same provider could offer an insane amount of data per dollar on its more expensive plans. Our philosophy, however, is that you shouldn't pay for more data than you use.  

Based on extrapolated data from the ACCC, the average Australian currently uses about 30GB per month. So to judge value, we've looked at how much a telco charges for its cheapest plan that meets that criteria, excluding discounts, promos, and extras. 

Here is how Circles.Life cheapest postpaid plan with at least 30GB compares to the competition:

Mobile Phone Plans

#1
Moose Mobile
Moose Mobile

Moose 23 SIM Only

  • 30GB data at download speeds up to 150Mbps
  • Deal: Get 30GB for $14 – Includes $9 off for first 6 months, then reverts to $23. Offer ends 30.06.27
$14.00/mth
Min. cost $14
Link not supplied
#2
Belong
Belong

25GB Mobile Plan

  • 85GB data at download speeds up to 150Mbps
  • Deal: Includes 60GB monthly bonus data for first 12 months when you activate your new service by 04.11.26. T&Cs apply.
$34.00/mth
Min. cost $34
Link not supplied
#3
Coles Mobile
Coles Mobile

$35 Mobile Plan

  • 45GB data at download speeds up to 100Mbps
  • Deal: Only $12 for 45GB (incl. $23 off first renewal). Offer ends 27.10.26
$35.00/mth
Min. cost $12
Link not supplied
#4
Optus
Optus

$60 Optus Choice Plus Plan

  • 100GB data
  • Deal: $39/mth and 100GB/mth for first 12 months, then 60GB/mth and $60/mth or as notified. New services. Ends 12.11.26. Terms apply.
$39.00/mth
Min. cost $39
#5
Everyday Mobile
Everyday Mobile

$40 SIM Only

  • 70GB data at download speeds up to 150Mbps
  • Deal: Get 10% off an eligible Woolworths shop in store every month when you link your Everyday Rewards card. T&Cs apply
$40.00/mth
Min. cost $40
Link not supplied
#6
Vodafone
Vodafone

$58 Small SIM Only Plan

  • 65GB data
  • Deal: Includes $13/mth off plan fees for first 12 months when you stay connected to this plan. Ends 29.10.26. T&Cs apply.
$45.00/mth
Min. cost $45
#7
Telstra
Telstra

$84 Essential Upfront SIM Plan

  • 180GB data
  • Deal: Get $10 off for first 12 months on new Upfront Essential Mobile Plan. New services only. Ends 05.10.26
$74.00/mth
Min. cost $74
Link not supplied

As you can see, Circles.Life is easily one of the cheapest ways to get a plan with at least 30GB in Australia. Better yet, it's rare that Circles doesn't have a promotion going, so you can typically save on your first six months or sometimes even your first year. 

If you go over your data allowance on a Circles.Life plan, you can pay $10 for an extra 3GB. 

Circles.Life coverage

Circles.Life is powered by the Optus network, which currently reaches 98.5% of the population. It only has access to Optus' 3G and 4G connectivity currently. Circles.Life does not offer 5G phone plans. 

If you want to check if a certain address has Optus coverage, you can use our coverage checker tool to do so. 

All you need to do is punch in your address when searching for a new phone plan. After you've done so and hit Search, you can jump straight to the coverage map by tapping See Coverage Map and then tapping Click To Activate Interactive Map. 

This map will show you what kind of coverage you have in your area. 5G coverage is highlighted using the darkest shade of purple, 4G in the medium shade, and 3G in the lightest. 

Coverage maps are only approximate, only show outdoor coverage, and may be impacted by local conditions such as buildings. 

Circles.Life mobile plans: Support


When it comes to support, we look at what channels a telco has to help a customer, rather than quality. It's hard to judge the quality of support in a meaningful way. For example, there have been times when we've had great experiences with support at a telco, but there have also been times it's been supbar. Instead, we focus on how many avenues a telco has to help its customers in order to try and gauge its investment in support. 

Here is how Circles.Life's support options compare to the competition: 

Circles.Life Support Options Compared
Provider In-store Call Email Chat Social
Circles.Life -
Telstra -
Optus -
Vodafone - -
amaysim -
Woolworths Mobile - - -
ALDI - - - -
Boost - -
TPG -

Circles.Life has a number of options for getting in touch. There's a Live Chat, you can email Circles directly, or you can bug the telco on social media. You can't call Circles up and get onto a support technician immediately, but it does have a number where you can leave a voicemail. A technician will then call you back within a working day. 

Samsung Galaxy A52

Circles.Life mobile plans: Extras


Circles.Life doesn't exactly have any extras or perks to speak of. Here's how that compares to what other mobile providers offer:

Circles.Life Extras Compared
Provider Perks Program International Calls 5G Discount Bundles Other
Circles.Life - - - - -
Telstra -
Optus -
Vodafone -
amaysim - - - -
Woolworths Mobile - - -
ALDI - - - -
Boost - - -
TPG - - -

Circles.Life is as no-frills as they come, with no extras, perks, or bonuses to speak of for customers. It doesn't even have any options for international calls, which are available on most providers. 

Circles.Life mobile plans: Devices


Circles.Life does not sell phones. All of its plans are SIM-only.

Circles.Life mobile FAQ


What happens if I want to cancel my Circles.Life mobile plan?

Circles.Life mobile plans are all contract-free, so you can cancel at any time without paying any exit fees. Just note that if you cancel after 12PM on the last day of your billing month, you'll also be charged for the following month.

Circles.Life also has a 30-day satisfaction guarantee for new customers. If you cancel within your first 30 days or first 5GB of data usage (whatever occurs first), you can get a full refund for your plan fees.

Do Circles.Life mobile plans include international calls?

No Circles.Life mobile plans include international calls currently.

What about a different Optus-powered provider? 

Circles.Life is powered by the Optus network, but there are a whole host of other small telcos where the same is true. Read our guide to smaller providers - also known as MVNOs - here.

Alex Choros

Managing Editor + Group Telco Editor | X | Instagram | Threads | LinkedIn

Alex Choros
Alex Choros is the Managing Editor of WhistleOut Australia and an award-winning journalist. He's been writing about consumer technology for over a decade and is an expert on the Australian telco sector, to the point where he knows far too many phone and internet plans by heart. In addition to leading the WhistleOut editorial team, Alex is responsible for ruining the office Sonos with his troubled taste in music.

Read full bio

Save on your phone plan

On average, WhistleOut visitors save over $160 a year when they switch telco services. Start saving now.

Compare phones and plans from the following carriers...

Latest Mobile Phone Deals

Pay just $14/mth for the first 6mths for the Swoop 30GB 5G SIM.

40GB for $15/mth for first 4mths! Ultd data banking, $200 international calls & no excess data charges!

iPhone 18 Pro 256GB, 220GB data, $108.30/mth + $200 Bonus Trade In Credit!

50% off plan fees for 4mths. $15 for 30GB with international call inclusions!

50% off first 3mths when you switch to Felix, $17.50 for 50GB for 3mths!

See our Editor's Pick choices for the Best Mobile plans this month