Standard Credit Cards

By WhistleOut

Looking for a standard credit card without all the features of a Gold or Platinum credit card? Standard credit cards will typically have a lower annual fee than Gold and Platinum credit cards too.

Below is a list of the most popular standard credit cards on our site. You can also Compare Credit Cards to find the right card for you.

Top 20 by Popularity (last 7 days)

1) NAB - Qantas Credit Card
AMQantas Frequent Flyer Direct Earn

NAB Qantas Credit Card

Special
  • $65 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 4.99% for 6 months
2) Westpac - Altitude Credit Card
AM

Westpac Altitude Credit Card

  • $100 annual fee
  • Interest rate: 19.64% on purchases
  • Rewards points per $: up to 2
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 3.99% for 6 months
3) David Jones - American Express Card
A

David Jones American Express Card

Special
  • $99 annual fee
  • Interest rate: 20.49% on purchases
  • Rewards points per $: up to 2
  • Interest free period: up to 56 days on retail purchases
4) Commonwealth Bank - Awards Credit Card
AMQantas Frequent Flyer Direct Earn

Commonwealth Bank Awards Credit Card

  • $89 annual fee
  • Interest rate: 20.49% on purchases
  • Rewards points per $: up to 1.5
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 5.99% for 5 months
5) ANZ - Balance Visa
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ANZ Balance Visa

  • $79 annual fee
  • Interest rate: 14.24% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
6) BP-Citibank MasterCard
M

Citibank BP-Citibank MasterCard

  • $79 annual fee
  • Interest rate: 20.89% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.9% for 12 months
7) Citibank - Clear Credit Card
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Citibank Clear Credit Card

Special
  • $65 annual fee
  • Interest rate: 15.49% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
8) Suncorp - Clear Options Plus
V

Suncorp Clear Options Plus

  • $63 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.9% for 12 months
9) Suncorp - Clear Options Standard
V

Suncorp Clear Options Standard

  • $39 annual fee
  • Interest rate: 12.24% on purchases
  • Rewards points per $:
  • Balance transfer: 1.9% for 12 months
10) HSBC - Credit Card
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HSBC Credit Card

  • $0 annual fee
  • Interest rate: 16.99% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
11) Westpac - Earth Credit Card
AMQantas Frequent Flyer Direct Earn

Westpac Earth Credit Card

  • $75 annual fee
  • Interest rate: 19.64% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 0.99% for 6 months
12) ANZ - Frequent Flyer Credit Card
AVQantas Frequent Flyer Direct Earn

ANZ Frequent Flyer Credit Card

  • $95 annual fee
  • Interest rate: 19.49% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 2.9% for 12 months
13) Bankwest - Lite MasterCard
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Bankwest Lite MasterCard

  • $59 annual fee
  • Interest rate: 10.75% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.99% for 9 months
14) Commonwealth Bank - Low Annual Fee MasterCard
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Commonwealth Bank Low Annual Fee MasterCard

  • $24 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 5.99% for 5 months
15) ANZ - Low Rate MasterCard
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ANZ Low Rate MasterCard

  • $58 annual fee
  • Interest rate: 13.24% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
16) NAB - Low Rate Visa Credit Card
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NAB Low Rate Visa Credit Card

  • $49 annual fee
  • Interest rate: 13.24% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 4.99% for 6 months
17) Aussie - MasterCard
M

Aussie MasterCard

  • $49 annual fee
  • Interest rate: 12.99% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.99% for 6 months
18) Qantas American Express Credit Card
AQantas Frequent Flyer Direct Earn

American Express Qantas American Express Credit Card

  • $149 annual fee
  • Interest rate: 20.49% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
19) Qantas American Express Ultimate Credit Card
AQantas Frequent Flyer Direct Earn

American Express Qantas American Express Ultimate Credit Card

  • $450 annual fee
  • Interest rate: 20.49% on purchases
  • Rewards points per $: 1.5
  • Interest free period: up to 55 days on retail purchases
20) ANZ - Rewards Visa Credit Card
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ANZ Rewards Visa Credit Card

  • $89 annual fee
  • Interest rate: 19.49% on purchases
  • Rewards points per $: 0.66
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 2.9% for 12 months

Browse credit cards from the following credit card providers...