Standard Credit Cards

By WhistleOut

Looking for a standard credit card without all the features of a Gold or Platinum credit card? Standard credit cards will typically have a lower annual fee than Gold and Platinum credit cards too.

Below is a list of the most popular standard credit cards on our site. You can also Compare all Credit Cards to find the right card for you.

By Popularity (last 7 days)

1) Westpac - Altitude Credit Card
AM

Westpac Altitude Credit Card

  • $100 annual fee
  • Interest rate: 18.79% on purchases
  • Rewards points per $: up to 2
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 1.99% for 9 months
2) David Jones - American Express Card
A

David Jones American Express Card Special

  • $99 annual fee
  • Interest rate: 19.74% on purchases
  • Rewards points per $: up to 2
  • Interest free period: up to 56 days on retail purchases
3) Commonwealth Bank - Awards MasterCard
AMQantas Frequent Flyer Direct Earn

Commonwealth Bank Awards MasterCard

  • $89 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 5.99% for 5 months
4) BP-Citibank MasterCard
M

Citibank BP-Citibank MasterCard

  • $79 annual fee
  • Interest rate: 20.39% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.9% for 12 months
5) Citibank - Clear Credit Card
V

Citibank Clear Credit Card

  • $65 annual fee
  • Interest rate: 15.49% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.9% for 6 months
6) Westpac - Earth Credit Card
AMQantas Frequent Flyer Direct Earn

Westpac Earth Credit Card

  • $75 annual fee
  • Interest rate: 18.79% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 1.99% for 8 months
7) Woolworths - Everyday Money
M

Woolworths Everyday Money

  • $49 annual fee
  • Interest rate: 18.74% on purchases
  • Rewards points per $: up to 3
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 5.99% for 6 months
8) ANZ - First Visa Credit Card
V

ANZ First Visa Credit Card Save $30.00

  • $30 annual fee
  • Interest rate: 18.49% on purchases
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 7.99% for 6 months
9) ANZ - Frequent Flyer Credit Card
AVQantas Frequent Flyer Direct Earn

ANZ Frequent Flyer Credit Card Special

  • $95 annual fee
  • Interest rate: 18.99% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 2.9% for 12 months
10) Bankwest - Lite MasterCard
M

Bankwest Lite MasterCard

  • $59 annual fee
  • Interest rate: 9.99% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.99% for 12 months
11) Commonwealth Bank - Low Annual Fee MasterCard
M

Commonwealth Bank Low Annual Fee MasterCard

  • $24 annual fee
  • Interest rate: 19.49% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 5.99% for 5 months
12) NAB - Low Rate Visa Credit Card
V

NAB Low Rate Visa Credit Card

  • $49 annual fee
  • Interest rate: 12.24% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 4.99% for 6 months
13) Aussie - MasterCard
M

Aussie MasterCard

  • $49 annual fee
  • Interest rate: 12.29% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.99% for 6 months
14) Qantas American Express Credit Card
AQantas Frequent Flyer Direct Earn

American Express Qantas American Express Credit Card

  • $149 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
15) Qantas American Express Ultimate Credit Card
AQantas Frequent Flyer Direct Earn

American Express Qantas American Express Ultimate Credit Card

  • $450 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: 1.5
  • Interest free period: up to 55 days on retail purchases
16) NAB - Qantas Credit Card
AMQantas Frequent Flyer Direct Earn

NAB Qantas Credit Card

  • $65 annual fee
  • Interest rate: 19.24% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 6.99% for 6 months
17) ANZ - Rewards Visa Credit Card
V

ANZ Rewards Visa Credit Card

  • $48 annual fee
  • Interest rate: 18.99% on purchases
  • Rewards points per $: 0.66
  • Interest free period: up to 55 days on retail purchases
18) Citibank - Silver Credit Card
MV

Citibank Silver Credit Card

  • $89 annual fee
  • Interest rate: 20.49% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.9% for 12 months
19) Velocity NAB Credit Card
AV

NAB Velocity NAB Credit Card

  • $65 annual fee
  • Interest rate: 19.24% on purchases
  • Rewards points per $: up to 0.75
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 3.99% for 6 months
20) St.George - Vertigo
M

St.George Vertigo Special

  • $55 annual fee
  • Interest rate: 11.99% on purchases
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.99% for 6 months

Browse credit cards from the following credit card providers...

 
Customer Feedback
Feedback Analytics