Credit Card Types: Deals Low Rate Low Fee Balance Transfer Rewards Cards Qantas Frequent Flyer Velocity RewardsCompare All

Credit Cards

Rewards Credit Cards & Rewards Points

Compare cards from Visa, Mastercard and American Express

  • Rewards Points for travel, airline miles
  • Vouchers and other shopping options available
  • Qantas Frequent Flyer direct earn options available

Try the Advanced Search - tailored to your spending habits.

Card Rewards Points Annual Fee Interest Rate Balance Transfer  
Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
Bonus 10,000 Money Back Reward Points
  • Bonus Rewards Points Offer
  • Earn Woolworths Reward points for every $1 spent
  • Low Annual Fee
up to3 $49Current Deal 19.84% 5.99%for 6 months
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Coles Rewards MasterCard
Coles Rewards MasterCard
  • Earn flybuys points for every $1 spent
  • Low Annual Fee
  • Redeem Instant Discounts at Coles Supermarkets
3 $49 19.99% -
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Coles Rewards MasterCard Platinum
Coles Rewards MasterCard Platinum
  • Earn flybuys points for every $1 spent
  • Low Annual Fee
  • Redeem Instant Discounts at Coles Supermarkets
3 $49 19.99% -
More details...
David Jones American Express Card
David Jones American Express Card
15,000 Bonus Membership Points or 11,250 Qantas Frequent Flyer Points
  • Choose Membership Rewards or Qantas Frequent Flyer points
  • Bonus Points Offer
  • Complimentary David Jones In-store benefits
up to3 $99Current Deal 20.74% -
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American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
10,000 Bonus points
  • Earn Membership Rewards Points as you spend
  • Complimentary Return Domestic Flight every year
  • Range of Complimentary Insurances
up to3 $195Current Deal 20.74% -
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Citibank Platinum Rewards Credit Card
Citibank Platinum Rewards Credit Card
  • Earn Rewards Points for every $1 spent
  • 15 Month Balance Transfer Offer
  • Range of Complimentary Insurances
up to3 $199 20.99% 1.5%for 15 months
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Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
0% Purchase Rate for 5 Months
  • 5 Month Purchase Interest/ Balance Transfer Offer
  • Earn Awards Points or Qantas Frequent Flyer Points (Direct Earn Option)
  • Range of Complimentary Insurances
up to3 $280Current Deal 0%
for 5 months
then 20.24%
5.99%for 5 months
More details...
American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 Bonus Velocity Reward Points
  • Earn Velocity Points for every $1 spent
  • Bonus Points Offer
  • Complimentary Virgin Australia Domestic Flight Every Year
up to3 $349Current Deal 20.74% -
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American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card
  • Earn Membership Reward Points as you spend
  • Complimentary Insurances
  • Free Economy Return flight or 1 Night Hotel Stay per year
up to3 $395 20.74% -
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American Express Platinum Card
American Express Platinum Card
  • Earn Rewards Points as you spend
  • Bonus Points Offer
  • Platinum Travel Benefits
up to3 $900 N/A -
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American Express Velocity Gold Card
American Express Velocity Gold Card
Half Annual Fee + 15,000 Bonus Points
  • Earn Velocity Points for every $1 spent
  • Bonus Points Offer
  • Complimentary Insurances
up to2.5 $199Save $100 20.74% -
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American Express Velocity Escape Card
American Express Velocity Escape Card
7,500 Bonus Velocity Reward Points
  • No Annual Fee
  • Earn Velocity Points for every $1 spent
  • Bonus Points Offer
up to2 $0Current Deal 20.74% -
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Westpac Altitude Credit Card
Westpac Altitude Credit Card
Balance Transfer & 10,000 Bonus Points
  • 6 Month Balance Transfers + Bonus Points Offers
  • Choice of 2 cards with one account
  • Earn Altitude Points for every $1 spent
up to2 $100Current Deal 19.99% 3.99%for 6 months
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Bankwest More MasterCard Platinum
Bankwest More MasterCard Platinum
16,000 Bonus Points
  • Earn Reward Points for every $1 spent
  • 6 Month Balance Transfer Offer
  • Range of Complimentary Insurance Covers
2 $130Current Deal 19.49% 0%for 6 months
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Commonwealth Bank Gold Awards Credit Card
Commonwealth Bank Gold Awards Credit Card
0% Purchase Rate for 5 Months
  • 5 Month Purchase Interest/ Balance Transfer Offer
  • Earn Awards Points or Qantas Frequent Flyer Points (Direct Earn Option)
  • Range of Complimentary Insurances
up to2 $144Current Deal 0%
for 5 months
then 20.24%
5.99%for 5 months
More details...
Westpac Altitude Platinum Credit Card
Westpac Altitude Platinum Credit Card
Balance Transfer & 20,000 Bonus Points
  • 6 Month Balance Transfers + Bonus Points Offers
  • Choice of 2 cards with one account
  • Range of Complimentary Insurances
up to2 $150Current Deal 19.99% 3.99%for 6 months
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Bank of Queensland Platinum Visa Credit Card
Bank of Queensland Platinum Visa Credit Card
  • 6 Month Balance Transfer Offer
  • Earn Reward Points for every $1 spent
2 $199 20.74% 0%for 6 months
More details...
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
20,000 Bonus Qantas Frequent Flyer Points
  • Earn Qantas Frequent Flyer Points
  • Bonus Points Offer + 6 Month Balance Transfer Offer
  • Range of Complimentary Insurances
up to2 $199Current Deal 20.99% 0%for 6 months
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Citibank Citi Select Visa Credit Card
Citibank Citi Select Visa Credit Card
4.9% Balance Transfers & 60,000 Bonus Reward Points
  • Citibank Rewards or Citibank Qantas Rewards Program
  • Bonus Reward Points
  • 9 Month Balance Transfer Offer
2 $700Current Deal 20.74% 4.9%for 9 months
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Bankwest More MasterCard Classic
Bankwest More MasterCard Classic
4,000 Bonus Points Offer
  • Earn Reward Points for every $1 spent
  • 6 Month Balance Transfer Offer
1.5 $70Current Deal 19.49% 0%for 6 months
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Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
0% Purchase Rate for 5 Months
  • 5 Month Purchase Interest/ Balance Transfer Offer
  • Earn Awards Points or Qantas Frequent Flyer Points (Direct Earn Option)
up to1.5 $89Current Deal 0%
for 5 months
then 20.24%
5.99%for 5 months
More details...
Bankwest More MasterCard Gold
Bankwest More MasterCard Gold
8,000 Bonus Points Offer
  • Earn Reward Points for every $1 spent
  • 6 Month Balance Transfer Offer
  • Range of Complimentary Insurance Covers
1.5 $120Current Deal 19.49% 0%for 6 months
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NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
17,000 Bonus Points + 1% Balance Transfers
  • Receive 2 cards with one account - AMEX and Visa
  • 12 Month Balance Transfer Offer
  • Seven Complimentary Insurances
up to1.5 $150Current Deal 19.99% 1%for 12 months
More details...
Citibank Rewards Credit Card - Signature
Citibank Rewards Credit Card - Signature
Reduced Annual Fee
  • Earn Citibank Rewards Points for every $1 spent
  • 15 Month Balance Transfer Offer
  • Discounted Annual Fee in First Year
1.5 $395Save $196 20.99% 1.5%for 15 months
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Citibank Emirates Citi Platinum Credit Card
Citibank Emirates Citi Platinum Credit Card
3.9% Balance Transfers & 15,000 Bonus Skywards Miles
  • Earn Skywards Miles + Bonus Skywards Miles Offer
  • Range of Complimentary Emirates Benefits
  • 9 Month Balance Transfer Offer
1.5 $229Current Deal 20.99% 3.9%for 9 months
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NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
1% on Balance Transfers
  • 2 cards for Maximum Qantas Frequent Flyer Points - AMEX and Visa
  • 12 Month Balance Transfer Offer
  • Seven Complimentary Insurances
up to1.5 $250Current Deal 19.99% 1%for 12 months
More details...
Westpac Singapore Airlines Westpac Platinum Card
Westpac Singapore Airlines Westpac Platinum Card
Balance Transfer & 10,000 Bonus Points
  • 6 Month Balance Transfer Offer
  • Earn Singapore Airlines KrisFlyer miles for every $1 spent
  • 2 Cards linked to the one account
  • Extended Complimentary Insurances
up to1.5 $250Current Deal 19.49% 0.99%for 6 months
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American Express Qantas American Express Ultimate Credit Card
American Express Qantas American Express Ultimate Credit Card
Up to 50,000 bonus points
  • Earn Qantas Frequent Flyer Points for every $1 spent
  • Bonus Points Offer
  • Range of Complimentary Insurances
1.5 $450Current Deal 20.74% -
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American Express Qantas American Express Premium Credit Card
American Express Qantas American Express Premium Credit Card
7,500 Bonus QFF Points Offer
  • Earn Qantas Frequent Flyer Points for every $1 spent
  • Bonus Points Offer
  • Range of Complimentary Insurances
1.25 $249Current Deal 20.74% -
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Virgin Money Virgin Australia Velocity High Flyer Credit Card
Virgin Money Virgin Australia Velocity High Flyer Credit Card
1.9% Balance Transfers
  • Earn Velocity Points for every $1 spent
  • Complimentary Virgin Australia domestic seat (conditions apply)
  • Range of Complimentary Insurances
1.25 $289Current Deal 20.99% 1.9%for 6 months
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Current Credit Card Deals & Offers

The market for credit cards is constantly changing so it can be hard to find the best credit card deals. Whether you want a low fee, low interest, balance transfer, or Frequent Flyer rewards credit card - you can compare credit card deals here to find the best credit card to suit your needs. Each month we will compare all our credit card offers from major Australian lenders and bring you our pick of new credit card deals. The service is free, but the value is immense!

The deals here include bonus reward points, 0% balance transfer offers, extended interest free credit cards, and many more. Of course not everyone is suited to the same type of credit card, so please ensure you consider the full terms and conditions of each card.


Special Rate: 0% on Purchases for 6 months

This credit card offers 0% pa on purchases for the first 6 months, plus pay just 3.99% p.a. on balance transfers for 6 months (requested when you apply). For a low annual fee of $45 this Westpac Low Rate credit card provides up to 55 days interest free on purchases.

This offer includes:

  • 0% pa on purchases for 6 months
  • 3.99% pa on balance transfers for 6 months
  • 13.49% pa variable interest rate
  • Up to 55 days interest free
  • MasterCard® PayPass™ or Visa payWave available

Apply for this card now:

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Low Rate Credit Card

Virgin Money

Low Rate Credit Card

2.9% pa on Balance Transfers For 9 Months

Get 2.9% pa for 9 months on balances transferred to this Virgin Money Low Rate credit card, and enjoy a great low standard variable interest rate on purchases of just 10.99% pa.

Virgin Money are offering:

  • 2.9% pa on balance transfers for 9 months
  • Low 10.99% pa variable interest rate
  • Up to 44 days interest free
  • Additional card holders available

Apply for this card now:

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0% on Balance Transfers for 6 Months

Bankwest are currently offering their Zero Gold Mastercard credit card with 0%pa on balance transfers for six months. This credit card is offered for $0 annual fee and includes up to 55 days interest free on purchases.

This Bankwest credit card includes:

  • 0% p.a. on balance transfers for 6 months
  • 17.99% variable interest rate on purchases
  • $0 Annual Fee
  • Up to 55 days interest free

Apply for this card now:

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0% pa on Purchases For 6 Months

With the Clear Platinum credit card from Citibank you receive 0% pa on purchases, balance transfers, and cash advances for the first six months. You also pay only half the usual annual fee of $99 - just $49 for the first year!

This offer from Citibank includes:

  • 0% pa for 6 months on purchases
  • 0% pa for 6 months on balance transfers
  • 0% pa for 6 months on cash advances
  • $49 Annual fee for the first year

Apply for this card now:

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Credit Card Types: Low Rate Low Fee Balance Transfer Top Rewards Qantas Frequent Flyer Compare all listed cards


Current Special Offers - All Credit Cards

Rewards Credit Cards

A rewards card is a credit card which offers rewards points for consumer purchases. These cards advertise a point per dollar rate where with each dollar spent, the customer can earn rewards points. The rewards points can then be redeemed with the rewards program from each institution.

The most popular rewards program in Australia is the Qantas Frequent Flyer program which offers flights and other products for redemption with rewards points earned. Other programs include the American Express Membership Rewards program, the Westpac Altitude program, the Velocity (Virgin) program and the Commonwealth Bank Awards program. The membership rewards program is vital in understanding the value of a rewards point earned on a credit card. If you earn one point per dollar with a rewards card, then the redemption rate is key. If one rewards program offers a $100 Myer voucher for 10,000 rewards points an the other program requires 30,000 rewards points, then the earn rate of the card is controlled by the redemption rate within the rewards program.

The Qantas Frequent Flyer program now requires that cards are nomimated as direct earn cards which means that they earn points directly into the Qantas program (in the past, consumers were able to earn points in their native card program and transfer points to Qantas at their discretion). There are direct earn cards available from all the major banks and providers.

With any rewards credit card you will gain maximum benefits if you use your card regularly. The more you spend the more points you earn. The flip side to this is that typically, these cards are not good cards to accrue any debt as they feature higher rates of interest than many other credit cards. Accordingly, it is wise not to choose a rewards credit card if you suspect that you may not be able to pay the outstanding balance in full each month. The interest you will end up paying on your debt will outweigh the benefits gained through rewards.

When used wisely, rewards credit cards can save you money. If you are someone who travels regularly a rewards card offering air miles and other travel bonuses such as complimentary flights, travel insurance or free upgrades all of which can be very valuable. Be sure to check all the fees and charges associated with the rewards card before you commit to applying. There might be a large annual fee or a high cash advance rate.

Also, look into the points scheme associated with the credit card you are considering. You will generally not earn points for balance transfers or cash advances. Are the points you earn capped i.e. can you only earn a certain amount each year? Do the points expire if you don’t use your card for a period of time? What are the redemption options –can you redeem with a mixture of points and money? Are you really aware of what points earned with be worth? Points can be worth different amounts depending on what you buy so it pays to be astute with points purchases and try to get the maximum possible points value.

Some rewards credit cards allow you to build up a collection of rewards points quite quickly. There might be bonus points available to new applicants or through bonus partners that you spend at key retailers regularly. A danger with rewards credit cards is the temptation to overspend just in an attempt to earn more points. Establish an understanding of the points earn rate and the value of each point withing the rewards program, but don’t overspend just to earn points - it will never be worth it – rewards points are just a nice add on to your regular spending patterns.

Compare Credit Cards

Compare credit cards from the following credit card providers...

American Express Credit Cards Bank of Queensland Credit Cards Citibank Credit Cards CUA Credit Cards NAB Credit Cards Virgin Money Credit Cards
Aussie Credit Cards BankSA Credit Cards Coles Credit Cards David Jones Credit Cards St.George Credit Cards Westpac Credit Cards
Bank of Melbourne Credit Cards Bankwest Credit Cards Commonwealth Bank Credit Cards HSBC Credit Cards Suncorp Bank Credit Cards Woolworths Credit Cards

Disclaimer:

WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.

WhistleOut may receive a commission from some credit card providers.

 

Credit Card Deals

Credit Card Deals Wrap-Up: June Edition

Credit Card Deals Wrap-Up: June Edition

Editor's overview of all big special offers and deals on Credit Cards in June.

$0 Annual Fee & 0% p.a. on Purchases For 5 Months

$0 Annual Fee & 0% p.a. on Purchases For 5 Months

3.99% for 6 months on balance transfers, 0% purchases for 5 months, and no annual fee for first year!