Highlights
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Alternative card available, e.g. Visa or MasterCard
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Balance transfer rate applies for 6 months
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Interest free period: up to 44 days on retail purchases
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Post purchase protection on purchases
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Rewards points: up to 1 per dollar spent
Other Features
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Balance transfer rate: 3.99% p.a.
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Cash advance rate: 19.24% p.a.
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Interest rate: 19.24% p.a. on purchases
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Minimum credit limit: $5,000
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Minimum spend to earn $100 gift voucher: $14,800
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Points required to earn $100 gift voucher: 14,800
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Rewards pogram: Velocity
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View account details online
Two Cards for Additional Points / Maximum Acceptance
With this credit card, you receive two cards so that you can earn the maximum level of rewards with your American Express card and get maximum locations for use with your Visa.
- 1 points per $1 on your American Express Card
- 1 points per $2 on your Visa Card
Complimentary NAB Overseas Travel Insurance
Overseas travel insurance for trips of up to three months for you, your spouse and certain dependent children travelling with you. This covers medical expenses incurred overseas and for loss or damage to your personal goods, including baggage and traveller’s cheques and credit cards taken with you on your journey for personal use.
The Velocity Credit Card allows you to earn points in the Velocity program as you spend. Velocity is the Frequent Flyer program from Virgin Blue.
One Card Fee / Credit Limit
A single card fee, credit limit, monthly statement and interest rate across your two credit cards.
Post Purchase Protection
You are protected if any items are lost, stolen or damaged within 90 days of purchase with this credit card.
Interest Free Days
The Interest Free days on this credit card are published in the key features section on this page.
Transfer Your Balance with this Credit Card
To be able to transfer your balance at the low interest rate on this credit card, you must be apply for the balance transfer at the time of the application. Transfers after the application are at the same rate as purchases.
Rewards & The Velocity Program
Velocity: The Frequent Flyer Program of Virgin Blue
- Points earned on this card are redeemable for the Velocity Frequent Flyer Program at the rate published in the key features column.
Using Velocity Points
- You can redeem your Velocity Points with airlines like: Virgin Blue, V Australia, Virgin Atlantic, Emirates, Hawaiian Airlines, Malaysian and Pacific Blue and more.
- You can redeem your Velocity Points with hotels like: Hilton, Mantra, Vibe, Medina and more.
Value of Rewards Points
14,800 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $14,800 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.