Highlights
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Alternative card available, e.g. Visa or MasterCard
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Balance transfer rate applies for 6 months
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Interest free period: up to 44 days on retail purchases
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Points required to earn $100 gift voucher: 13,500
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Post purchase protection on purchases
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Rewards points on Qantas services: up to 2 per dollar spent
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Rewards points: up to 1 per dollar spent
Other Features
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Balance transfer rate: 6.99% p.a.
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Cash advance rate: 19.49% p.a.
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Interest rate: 19.49% p.a. on purchases
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Minimum spend to earn $100 gift voucher: $13,500
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Rewards pogram: Direct Earn Qantas Frequent Flyer
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Rewards points are capped at 10,000 per month
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Rewards points are tiered
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View account details online
Your Choice of 3 Cards for Additional Points / Maximum Acceptance
With this NAB Qantas Credit Card, you receive your choice of two cards for use in everyday situations, both linked to your single account. You receive the NAB Qantas Gold American Express Card gives you the maximum potential rewards points for each dollar spent, and your choice of the NAB Qantas Gold Visa Card or NAB Qantas Mastercard which both earn points at a lower rate and are accepted in a a wider number of locations.
Tiered Earning on Rewards Points on the NAB Qantas Gold Credit Card
This card has a tiered points system where the maximum points earned is between $1 and $3000 every month.
Points You Can Earn For the First $3000 ($0 - $3,000 per month)
- 1 points per $1 when you use your NAB American Express Credit Card
- 0.66 points per $1 when you use your NAB Visa or Mastercard
For the next $7000 ($3,001 - $10,000)
- 0.5 points per $1 when you use your NAB American Express Credit Card
- .33 point per $1 when you use your NAB Visa or Mastercard
After the first $10,000 ($10,001 +)
One Card Fee / Credit Limit
A single card fee, credit limit, monthly statement and interest rate across your two credit cards.
Balance Transfer
Transfer Your Balance with this Credit Card
To be able to transfer your balance at the low interest rate on this credit card, you must be apply for the balance transfer at the time of the application. Transfers after the application are at the same rate as purchases.
Interest Free Days
The Interest Free days on this credit card are published in the key features section on this page.
Protection
Complimentary NAB Overseas Travel Insurance
Overseas travel insurance for trips of up to three months for you, your spouse and certain dependent children travelling with you when you purchase your travel on this credit card. This covers medical expenses incurred overseas and for loss or damage to your personal goods, including baggage and traveller’s cheques and credit cards taken with you on your journey for personal use.
Complimentary Extended Warranty Insurance Cover
Extends the manufacturer’s expressed Australian warranty of between 12 months and 4 years by up to 12 months, on certain new personal goods purchased with this credit card.
Post Purchase Protection
You are protected if any items are lost, stolen or damaged within 90 days of purchase with this credit card.
Rewards & The Qantas Frequent Flyer Program
Points earned on this card are redeemable for the Qantas Frequent Flyer Program at the rate published in the key features column.
Additional Points When Purchasing Qantas Products / Services
You can earn an additional 1 point per $1 when you spend on Qantas products and services with this NAB credit card.
Value of Rewards Points
13,500 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $13,500 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.