Commonwealth Bank Low Annual Fee MasterCard

Interest Rate 19.49% p.a. on purchases
Interest Free Period up to 55 days on retail purchases
Annual Fee $24.00
Balance Transfer Rate 5.99% for 5 months
Rewards Points -
Personal / Business Personal card
Credit Issuer Commonwealth Bank of Australia
Card Level Standard
Card Type M

Highlights

  • Additional cards available (linked to primary card holder)
  • Balance transfer rate applies for 5 months
  • Interest free period: up to 55 days on retail purchases
  • Online purchase security

Other Features

  • Balance transfer rate: 5.99% p.a.
  • Cash advance rate: 20.99% p.a.
  • Interest rate: 19.49% p.a. on purchases
  • MasterCard Applause program
  • View account details online

There is no annual fee on this card when you spend over $1,000 p.a.
Interest Free Days
The Interest Free days are published in the key features section on this page.
Advanced Security and Fraud Detection

24/7 monitoring ensures that your credit card is protected against any abnormal transactions or spend patterns. If a transaction is thought to be suspicious, you will be contacted. You will not be liable for un-authorised transactions.

Secure Internet Shopping (SIS)

You are protected against the fraudulent use of your card as a result of online shopping with this credit card.

MasterCard® PayPass TM

Simply tap your Commonwealth Bank No Annual Fee Mastercard against a PayPass reader to pay for amounts under $35 in one tap. No PIN or signature required.

Enhanced Security Chip Protection

This credit card is protected by an enhanced security chip and state of the art fraud detection systems.


Balance Transfer

Transfer Your Balance with this Credit Card
To be able to transfer your balance at the low interest rate on this credit card, you must be apply for the balance transfer at the time of the application. Transfers after the application are at the same rate as purchases.


This credit card is subject to the full terms and conditions of the issuer.

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