Highlights
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Additional cards available (linked to primary card holder)
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Additional cards available (linked to primary card holder)
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Balance transfer rate applies for the life of the balance
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Balance transfer rate applies for the life of the balance
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Fraud monitoring
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Interest free period: up to 55 days on retail purchases
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Online purchase security
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Post purchase protection on purchases
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Rewards points: up to 1 per dollar spent
Other Features
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Balance transfer rate: 4.9% p.a.
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Balance transfer rate: 4.9% p.a.
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Cash advance rate: 20.99% p.a.
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Interest rate: 20.49% p.a. on purchases
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Maximum credit limit: $100,000
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Maximum credit limit: $100,000
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Minimum spend to earn $100 gift voucher: $16,500
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Points required to earn $100 gift voucher: 16,500
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Rewards pogram: Direct Earn Qantas Frequent Flyer
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View account details online
Benefits with Citibank Platinum...
Personal Concierge Service
Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week.
Extended Warranty
When you buy eligible products with your Citibank Platinum Card you will receive an extended warranty for a period up to 12 months.
Interest Free Days on Retail Purchases
Interest free days on this Platinum credit card are only available if you pay the balance of your previous statement in full at the time it is due.
Post Purchase Protection
If any items are lost, stolen or damaged within three months of purchase on your Citibank credit card, Citibank will arrange for them to be repaired, replaced, rebuilt or reinstated, free of charge, anywhere in the world.
Balance Transfer
Transfer your Balance with this Credit Card
To be able to transfer your balance at the low interest rate on this credit card, you must be apply for the balance transfer at the time of the application. Transfers after the application are at the same rate as purchases.
FraudShield®
If Citibank detect any irregular transactions on your credit card account, they will call you immediately. Every transaction is monitored for irregular activity and specialists are used to identify this - you will be contacted if suspicious activity is detected.
Free Enrollment in Citibank Rewards
You are automatically enrolled into the Citibank Rewards program when you apply for your Citibank credit card.
Using your Rewards
With Citibank Rewards, you can redeem points earned on your credit card for a wide range of rewards, including gadgets, homewares, clothing, wine, as well as vouchers for David Jones, Prouds and Myer.
Fast Track
You can also use Fast Track by combining points and a dollar amount debited to your Citibank credit card. Points plus cash payment program if you don't have enough points to claim your chosen reward.
Rewards & The Qantas Frequent Flyer Program
Automatic Transfer of Points to Qantas Frequent Flyer - $49 Annual Rewards Fee Applies
You can earn Qantas Frequent Flyer points directly into your Qantas Frequent Flyer account (you will need to establish an account with Qantas if you don't have one already) and Opt-In to this transfer with Citi after you have been approved for the Platinum card.
Value of Rewards Points
16,500 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $16,500 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.