Highlights
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Additional cards available (linked to primary card holder)
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Balance transfer rate applies for 9 months
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Balance transfer rate: 1.99% p.a.
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Fraud monitoring
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Interest free period: up to 55 days on retail purchases
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Interest rate: 10.75% p.a. on purchases
Other Features
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Cash advance rate: 21.49% p.a.
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Minimum credit limit: $1,000
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View account details online
Low Interest Rate
The guaranteed low rate is available to new Bankwest Lite MasterCard customers only.
Online Access
You can access your account online 24/7 via Bankwest Online Banking.
Additional Cardholders
You can add up to 3 additional cardholders for free.
Credit Card Protection Insurance
You can purchase additional credit card protection insurance that will pay 7% of your outstanding balance each month if you're not able to work because of an accident, sickness or involuntary unemployment. Includes death cover - your outstanding credit balance (up to a maximum of $50,000) would be paid in the event of your death.
The insurance is provided by St Andrew's Insurance (Australia) Pty Ltd and costs $0.55 for every $100 of your outstanding credit card balance each month. The premium is deducted from your credit card very month.
Travel and Accident Insurance (Gold & Platinum Cards Only)
The Bankwest Lite Gold Mastercard and Bankwest Lite Platinum Mastercard include built-in airline travel and accident insurance protection wherever you are in the world. This insurance is provided by Zurich Insurance Australia Limited and full details can be found on the Bankwest website.
24/7 Concierge Service (Platinum Card Only)
The Bankwest Lite Platinum Mastercard includes a 24/7 concierge service to help you arrange travel, bookings, shopping and medical services with a convenient toll free number. Full details can be found on the Bankwest website.
This credit card is subject to the full terms and conditions of the issuer.