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Card
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Rewards Points
|
Annual Fee
|
Interest Rate
|
Balance Transfer
|
|
|
0% Balance Transfers- No Annual Fee for life of card
- 9 Month Balance Transfer Offer
- Range of Complimentary Insurances
|
|
$0Current Deal
|
17.99%
|
0%for 9 months
|
Go to site
|
|
0% on Balance Transfers for 8 Months- 8 Month Balance Transfer Offer
- Range of Complimentary Insurance Covers
|
|
$89Current Deal
|
15.99%
|
0%for 8 months
|
Go to site
|
|
Bonus 16,000 Qantas Points- Bonus Qantas Frequent Flyer Points Offer
- Earn Qantas Frequent Flyer points for every $1 spent
- 24/7 Concierge Service
|
1
|
$89Current Deal
|
19.99%
|
5.99%for 6 months
|
More details...
|
|
0% on Balance Transfers for 8 Months- 8 Month Balance Transfer Offer
- Range of Complimentary Insurance Covers
|
|
$89Current Deal
|
15.99%
|
0%for 8 months
|
Go to site
|
|
0% on Balance Transfers for 8 Months- 8 Month Balance Transfer Offer
- Range of Complimentary Insurance Covers
|
|
$89Current Deal
|
15.99%
|
0%for 8 months
|
Go to site
|
|
Balance Transfer & No Annual Fee Offer- 6 Month Purchase Interest Offer
- No Annual Fee in First Year
- Extended Complimentary Insurances
|
|
$90Save $90
|
0%
for 6 months
then 19.59%
|
3.99%for 6 months
|
Go to site
|
|
0% Interest & Annual Fee Halved- Half Price Annual Fee First Year
- 0% Interest for 6 Months
- Range of Complimentary Insurances
|
|
$99Save $50
|
0%
for 6 months
then 11.99%
|
0%for 6 months
|
Go to site
|
|
0% Purchases + Balance Transfers- 0% Interest Rate Offers
- Low Ongoing Purchase Interest Rate
- Range of Complimentary Insurances
|
|
$99Current Deal
|
0%
for 4 months
then 11.99%
|
0%for 6 months
|
Go to site
|
|
- Ongoing Low Interest Rate
- 9 Month Balance Transfer Offer
- Range of Complimentary Insurances
|
|
$99
|
13.29%
|
0%for 9 months
|
Go to site
|
|
Balance Transfer & 20,000 Bonus Points- Bonus Points and Balance Transfer Offers
- 2 Cards linked to the one account
- Earn Qantas Frequent Flyer Points for every $1 spent
- Range of Complimentary Insurances
|
up to1
|
$125Current Deal
|
19.99%
|
0.99%for 6 months
|
Go to site
|
|
Balance Transfer or Bonus Points Offer- Earn Velocity Points for every $1 spent
- Choice of Bonus Points or Balance Transfer Offer
- Complimentary Virgin Australia domestic seat (conditions apply)
|
up to1
|
$129Current Deal
|
20.99%
|
0%for 9 months
|
Go to site
|
|
0% Balance Transfers + 25,000 Reward Points- Bonus Rewards Points Offer
- 8 Month Balance Transfer Offer
- Range of Complimentary Insurances
|
1
|
$129Current Deal
|
19.99%
|
0%for 8 months
|
Go to site
|
|
16,000 Bonus Points - Earn Reward Points for every $1 spent
- 6 Month Balance Transfer Offer
- Range of Complimentary Insurance Covers
|
2
|
$130Current Deal
|
19.49%
|
0%for 6 months
|
Go to site
|
|
8,000 Bonus Points Offer- Earn Qantas Frequent Flyer Points as you spend
- 6 Month Balance Transfer + Bonus Points Offer
- Range of Complimentary Insurances
|
1
|
$140Current Deal
|
19.49%
|
0%for 6 months
|
Go to site
|
|
Balance Transfer & 20,000 Bonus Points- 6 Month Balance Transfers + Bonus Points Offers
- Choice of 2 cards with one account
- Range of Complimentary Insurances
|
up to2
|
$150Current Deal
|
19.99%
|
3.99%for 6 months
|
Go to site
|
|
17,000 Bonus Points + 1% Balance Transfers- Receive 2 cards with one account - AMEX and Visa
- 12 Month Balance Transfer Offer
- Seven Complimentary Insurances
|
up to1.5
|
$150Current Deal
|
19.99%
|
1%for 12 months
|
More details...
|
|
10,000 Bonus points - Earn Membership Rewards Points as you spend
- Complimentary Return Domestic Flight every year
- Range of Complimentary Insurances
|
up to3
|
$195Current Deal
|
20.74%
|
-
|
Go to site
|
|
- 6 Month Balance Transfer Offer
- Earn Reward Points for every $1 spent
|
2
|
$199
|
20.74%
|
0%for 6 months
|
More details...
|
|
20,000 Bonus Qantas Frequent Flyer Points- Earn Qantas Frequent Flyer Points
- Bonus Points Offer + 6 Month Balance Transfer Offer
- Range of Complimentary Insurances
|
up to2
|
$199Current Deal
|
20.99%
|
0%for 6 months
|
Go to site
|
|
- Earn Rewards Points for every $1 spent
- 15 Month Balance Transfer Offer
- Range of Complimentary Insurances
|
up to3
|
$199
|
20.99%
|
1.5%for 15 months
|
Go to site
|
|
3.9% Balance Transfers & 15,000 Bonus Skywards Miles- Earn Skywards Miles + Bonus Skywards Miles Offer
- Range of Complimentary Emirates Benefits
- 9 Month Balance Transfer Offer
|
1.5
|
$229Current Deal
|
20.99%
|
3.9%for 9 months
|
Go to site
|
|
1% on Balance Transfers- 2 cards for Maximum Qantas Frequent Flyer Points - AMEX and Visa
- 12 Month Balance Transfer Offer
- Seven Complimentary Insurances
|
up to1.5
|
$250Current Deal
|
19.99%
|
1%for 12 months
|
More details...
|
|
Balance Transfer & 10,000 Bonus Points- 6 Month Balance Transfer Offer
- Earn Singapore Airlines KrisFlyer miles for every $1 spent
- 2 Cards linked to the one account
- Extended Complimentary Insurances
|
up to1.5
|
$250Current Deal
|
19.49%
|
0.99%for 6 months
|
Go to site
|
|
0% Purchase Rate for 5 Months- 5 Month Purchase Interest/ Balance Transfer Offer
- Earn Awards Points or Qantas Frequent Flyer Points (Direct Earn Option)
- Range of Complimentary Insurances
|
up to3
|
$280Current Deal
|
0%
for 5 months
then 20.24%
|
5.99%for 5 months
|
More details...
|
|
1.9% Balance Transfers - Earn Velocity Points for every $1 spent
- Complimentary Virgin Australia domestic seat (conditions apply)
- Range of Complimentary Insurances
|
1.25
|
$289Current Deal
|
20.99%
|
1.9%for 6 months
|
Go to site
|
|
50,000 Bonus Velocity Reward Points- Earn Velocity Points for every $1 spent
- Bonus Points Offer
- Complimentary Virgin Australia Domestic Flight Every Year
|
up to3
|
$349Current Deal
|
20.74%
|
-
|
Go to site
|
|
- Earn Membership Reward Points as you spend
- Complimentary Insurances
- Free Economy Return flight or 1 Night Hotel Stay per year
|
up to3
|
$395
|
20.74%
|
-
|
Go to site
|
|
4.9% Balance Transfers & 60,000 Bonus Reward Points- Citibank Rewards or Citibank Qantas Rewards Program
- Bonus Reward Points
- 9 Month Balance Transfer Offer
|
2
|
$700Current Deal
|
20.74%
|
4.9%for 9 months
|
Go to site
|
|
- Earn Rewards Points as you spend
- Bonus Points Offer
- Platinum Travel Benefits
|
up to3
|
$900
|
N/A
|
-
|
Go to site
|
About Platinum Credit Cards
Platinum credit cards are often viewed as a symbol of prestige and status as they are generally only offered to higher level income earners and those with healthy credit ratings. However, a platinum credit card is much more than just a status symbol as they also come with a range of benefits and rewards. The variety of benefits attached to these cards differs enormously and therefore it is important to compare platinum credit cards carefully to ensure you are receiving the best deal.
Benefits of Platinum Credit Cards
Not all platinum credit cards are the same and the benefits that the cards offer do vary. Some examples of potential benefits include:
- Purchase protection insurance
- Lower interest rates on purchases
- Specialised customer service
- International travel insurance
- Frequent Flyer or Rewards Points programs
- Access to airport lounges
- Rental car excess insurance coverage
- Gym & spa memberships
- Fraud and identity protection
- Emergency assistance
- Bonus or discount offers at selected partners such as restaurants
- Commission free travellers cheques
How to get a Platinum Credit Card
The key to obtaining a platinum credit card lies in your credit history. Banks and credit providers generally only offer their platinum credit cards to those they feel are an acceptable credit risk, and often apply minimum earnings requirements.
Platinum Credit Card Annual Fees
As with any finance decision it is crucial that you compare platinum credit cards carefully to ensure that the annual fee you will be charged is acceptable for the benefits and services that will be received in return. The annual fees for platinum credit cards are generally around the $200 to $300 mark but can push up as high as $900. Each different platinum credit card will offer a different set of benefits and the annual fee often reflects the quality of benefits received.
Reward Points on Platinum Credit Cards
Often platinum credit cards attract higher levels of reward points and incorporate bonus point structures. Generally you do pay more for these types of cards so it is important to understand the structure of the rewards program to ensure that you are receiving the best deal.
Why compare Platinum Credit Cards?
What is the best platinum credit card? There are a number of banks and lenders in competition to offer you the best platinum credit card service. The deals offered by these companies constantly change as they strive to win your business, and as such there are many new benefits that are being added to these programs. A Platinum Credit Card Comparison will show the different types of cards and benefits that are on offer and allow you to make an informed decision.
Compare Credit Cards
Compare credit cards from the following credit card providers...
Disclaimer:
WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.
WhistleOut may receive a commission from some credit card providers.