Credit Card Types: Low Rate Low Fee Balance Transfer Top Rewards Qantas Frequent Flyer Compare all listed cards

Credit Cards

Choosing a Platinum Credit Card

Today's Platinum credit cards and fees

  • Premium Benefits such as purchase protection
  • Look for bonus rewards points
  • Highest credit limits & low rates

Try the Advanced Search - to refine your options further

Card Rewards Points Annual Fee Interest Rate Balance Transfer  
Bankwest Zero Platinum MasterCard Credit Card
Bankwest Zero Platinum MasterCard Credit Card
0% Balance Transfers
  • No Annual Fee for life of card
  • 9 Month Balance Transfer Offer
  • Range of Complimentary Insurances
  $0Current Deal 17.99% 0%for 9 months
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St.George Platinum Visa Credit Card
St.George Platinum Visa Credit Card
0% on Balance Transfers for 8 Months
  • 8 Month Balance Transfer Offer
  • Range of Complimentary Insurance Covers
  $89Current Deal 15.99% 0%for 8 months
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Woolworths Everyday Rewards Qantas Credit Card
Woolworths Everyday Rewards Qantas Credit Card
Bonus 16,000 Qantas Points
  • Bonus Qantas Frequent Flyer Points Offer
  • Earn Qantas Frequent Flyer points for every $1 spent
  • 24/7 Concierge Service
1 $89Current Deal 19.99% 5.99%for 6 months
More details...
BankSA Platinum Visa Card
BankSA Platinum Visa Card
0% on Balance Transfers for 8 Months
  • 8 Month Balance Transfer Offer
  • Range of Complimentary Insurance Covers
  $89Current Deal 15.99% 0%for 8 months
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Bank of Melbourne Platinum Visa Credit Card
Bank of Melbourne Platinum Visa Credit Card
0% on Balance Transfers for 8 Months
  • 8 Month Balance Transfer Offer
  • Range of Complimentary Insurance Covers
  $89Current Deal 15.99% 0%for 8 months
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Westpac 55 Day Platinum Visa Card
Westpac 55 Day Platinum Visa Card
Balance Transfer & No Annual Fee Offer
  • 6 Month Purchase Interest Offer
  • No Annual Fee in First Year
  • Extended Complimentary Insurances
  $90Save $90 0%
for 6 months
then 19.59%
3.99%for 6 months
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Citibank Clear Platinum Credit Card
Citibank Clear Platinum Credit Card
0% Interest & Annual Fee Halved
  • Half Price Annual Fee First Year
  • 0% Interest for 6 Months
  • Range of Complimentary Insurances
  $99Save $50 0%
for 6 months
then 11.99%
0%for 6 months
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Bankwest Breeze Platinum MasterCard
Bankwest Breeze Platinum MasterCard
0% Purchases + Balance Transfers
  • 0% Interest Rate Offers
  • Low Ongoing Purchase Interest Rate
  • Range of Complimentary Insurances
  $99Current Deal 0%
for 4 months
then 11.99%
0%for 6 months
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Aussie Platinum Low Rate Card
Aussie Platinum Low Rate Card
  • Ongoing Low Interest Rate
  • 9 Month Balance Transfer Offer
  • Range of Complimentary Insurances
  $99 13.29% 0%for 9 months
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Westpac Earth Platinum Credit Card
Westpac Earth Platinum Credit Card
Balance Transfer & 20,000 Bonus Points
  • Bonus Points and Balance Transfer Offers
  • 2 Cards linked to the one account
  • Earn Qantas Frequent Flyer Points for every $1 spent
  • Range of Complimentary Insurances
up to1 $125Current Deal 19.99% 0.99%for 6 months
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Virgin Money Virgin Australia Velocity Flyer Credit Card
Virgin Money Virgin Australia Velocity Flyer Credit Card
Balance Transfer or Bonus Points Offer
  • Earn Velocity Points for every $1 spent
  • Choice of Bonus Points or Balance Transfer Offer
  • Complimentary Virgin Australia domestic seat (conditions apply)
up to1 $129Current Deal 20.99% 0%for 9 months
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HSBC Platinum Credit Card
HSBC Platinum Credit Card
0% Balance Transfers + 25,000 Reward Points
  • Bonus Rewards Points Offer
  • 8 Month Balance Transfer Offer
  • Range of Complimentary Insurances
1 $129Current Deal 19.99% 0%for 8 months
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Bankwest More MasterCard Platinum
Bankwest More MasterCard Platinum
16,000 Bonus Points
  • Earn Reward Points for every $1 spent
  • 6 Month Balance Transfer Offer
  • Range of Complimentary Insurance Covers
2 $130Current Deal 19.49% 0%for 6 months
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Bankwest Qantas MasterCard Platinum
Bankwest Qantas MasterCard Platinum
8,000 Bonus Points Offer
  • Earn Qantas Frequent Flyer Points as you spend
  • 6 Month Balance Transfer + Bonus Points Offer
  • Range of Complimentary Insurances
1 $140Current Deal 19.49% 0%for 6 months
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Westpac Altitude Platinum Credit Card
Westpac Altitude Platinum Credit Card
Balance Transfer & 20,000 Bonus Points
  • 6 Month Balance Transfers + Bonus Points Offers
  • Choice of 2 cards with one account
  • Range of Complimentary Insurances
up to2 $150Current Deal 19.99% 3.99%for 6 months
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NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
17,000 Bonus Points + 1% Balance Transfers
  • Receive 2 cards with one account - AMEX and Visa
  • 12 Month Balance Transfer Offer
  • Seven Complimentary Insurances
up to1.5 $150Current Deal 19.99% 1%for 12 months
More details...
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
10,000 Bonus points
  • Earn Membership Rewards Points as you spend
  • Complimentary Return Domestic Flight every year
  • Range of Complimentary Insurances
up to3 $195Current Deal 20.74% -
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Bank of Queensland Platinum Visa Credit Card
Bank of Queensland Platinum Visa Credit Card
  • 6 Month Balance Transfer Offer
  • Earn Reward Points for every $1 spent
2 $199 20.74% 0%for 6 months
More details...
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
20,000 Bonus Qantas Frequent Flyer Points
  • Earn Qantas Frequent Flyer Points
  • Bonus Points Offer + 6 Month Balance Transfer Offer
  • Range of Complimentary Insurances
up to2 $199Current Deal 20.99% 0%for 6 months
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Citibank Platinum Rewards Credit Card
Citibank Platinum Rewards Credit Card
  • Earn Rewards Points for every $1 spent
  • 15 Month Balance Transfer Offer
  • Range of Complimentary Insurances
up to3 $199 20.99% 1.5%for 15 months
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Citibank Emirates Citi Platinum Credit Card
Citibank Emirates Citi Platinum Credit Card
3.9% Balance Transfers & 15,000 Bonus Skywards Miles
  • Earn Skywards Miles + Bonus Skywards Miles Offer
  • Range of Complimentary Emirates Benefits
  • 9 Month Balance Transfer Offer
1.5 $229Current Deal 20.99% 3.9%for 9 months
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NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
1% on Balance Transfers
  • 2 cards for Maximum Qantas Frequent Flyer Points - AMEX and Visa
  • 12 Month Balance Transfer Offer
  • Seven Complimentary Insurances
up to1.5 $250Current Deal 19.99% 1%for 12 months
More details...
Westpac Singapore Airlines Westpac Platinum Card
Westpac Singapore Airlines Westpac Platinum Card
Balance Transfer & 10,000 Bonus Points
  • 6 Month Balance Transfer Offer
  • Earn Singapore Airlines KrisFlyer miles for every $1 spent
  • 2 Cards linked to the one account
  • Extended Complimentary Insurances
up to1.5 $250Current Deal 19.49% 0.99%for 6 months
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Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
0% Purchase Rate for 5 Months
  • 5 Month Purchase Interest/ Balance Transfer Offer
  • Earn Awards Points or Qantas Frequent Flyer Points (Direct Earn Option)
  • Range of Complimentary Insurances
up to3 $280Current Deal 0%
for 5 months
then 20.24%
5.99%for 5 months
More details...
Virgin Money Virgin Australia Velocity High Flyer Credit Card
Virgin Money Virgin Australia Velocity High Flyer Credit Card
1.9% Balance Transfers
  • Earn Velocity Points for every $1 spent
  • Complimentary Virgin Australia domestic seat (conditions apply)
  • Range of Complimentary Insurances
1.25 $289Current Deal 20.99% 1.9%for 6 months
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American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 Bonus Velocity Reward Points
  • Earn Velocity Points for every $1 spent
  • Bonus Points Offer
  • Complimentary Virgin Australia Domestic Flight Every Year
up to3 $349Current Deal 20.74% -
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American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card
  • Earn Membership Reward Points as you spend
  • Complimentary Insurances
  • Free Economy Return flight or 1 Night Hotel Stay per year
up to3 $395 20.74% -
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Citibank Citi Select Visa Credit Card
Citibank Citi Select Visa Credit Card
4.9% Balance Transfers & 60,000 Bonus Reward Points
  • Citibank Rewards or Citibank Qantas Rewards Program
  • Bonus Reward Points
  • 9 Month Balance Transfer Offer
2 $700Current Deal 20.74% 4.9%for 9 months
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American Express Platinum Card
American Express Platinum Card
  • Earn Rewards Points as you spend
  • Bonus Points Offer
  • Platinum Travel Benefits
up to3 $900 N/A -
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About Platinum Credit Cards

Platinum credit cards are often viewed as a symbol of prestige and status as they are generally only offered to higher level income earners and those with healthy credit ratings. However, a platinum credit card is much more than just a status symbol as they also come with a range of benefits and rewards. The variety of benefits attached to these cards differs enormously and therefore it is important to compare platinum credit cards carefully to ensure you are receiving the best deal. 

Benefits of Platinum Credit Cards

Not all platinum credit cards are the same and the benefits that the cards offer do vary. Some examples of potential benefits include:

  • Purchase protection insurance
  • Lower interest rates on purchases
  • Specialised customer service
  • International travel insurance
  • Frequent Flyer or Rewards Points programs
  • Access to airport lounges
  • Rental car excess insurance coverage
  • Gym & spa memberships
  • Fraud and identity protection
  • Emergency assistance
  • Bonus or discount offers at selected partners such as restaurants
  • Commission free travellers cheques
How to get a Platinum Credit Card

The key to obtaining a platinum credit card lies in your credit history. Banks and credit providers generally only offer their platinum credit cards to those they feel are an acceptable credit risk, and often apply minimum earnings requirements. 

Platinum Credit Card Annual Fees

As with any finance decision it is crucial that you compare platinum credit cards carefully to ensure that the annual fee you will be charged is acceptable for the benefits and services that will be received in return. The annual fees for platinum credit cards are generally around the $200 to $300 mark but can push up as high as $900. Each different platinum credit card will offer a different set of benefits and the annual fee often reflects the quality of benefits received. 

Reward Points on Platinum Credit Cards

Often platinum credit cards attract higher levels of reward points and incorporate bonus point structures. Generally you do pay more for these types of cards so it is important to understand the structure of the rewards program to ensure that you are receiving the best deal.

Why compare Platinum Credit Cards?

What is the best platinum credit card? There are a number of banks and lenders in competition to offer you the best platinum credit card service. The deals offered by these companies constantly change as they strive to win your business, and as such there are many new benefits that are being added to these programs. A Platinum Credit Card Comparison will show the different types of cards and benefits that are on offer and allow you to make an informed decision.

Compare Credit Cards

Compare credit cards from the following credit card providers...

American Express Credit Cards Bank of Queensland Credit Cards Citibank Credit Cards CUA Credit Cards NAB Credit Cards Virgin Money Credit Cards
Aussie Credit Cards BankSA Credit Cards Coles Credit Cards David Jones Credit Cards St.George Credit Cards Westpac Credit Cards
Bank of Melbourne Credit Cards Bankwest Credit Cards Commonwealth Bank Credit Cards HSBC Credit Cards Suncorp Bank Credit Cards Woolworths Credit Cards

Disclaimer:

WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.

WhistleOut may receive a commission from some credit card providers.

 

Credit Card Deals

Credit Card Deals Wrap-Up: June Edition

Credit Card Deals Wrap-Up: June Edition

Editor's overview of all big special offers and deals on Credit Cards in June.

$0 Annual Fee & 0% p.a. on Purchases For 5 Months

$0 Annual Fee & 0% p.a. on Purchases For 5 Months

3.99% for 6 months on balance transfers, 0% purchases for 5 months, and no annual fee for first year!