|
Card
|
Rewards Points
|
Annual Fee
|
Interest Rate
|
Balance Transfer
|
|
|
0% Balance Transfers
|
|
$0Current Deal
|
17.99%
|
0%for 6 months
|
Go to site
|
|
$0 Annual Fee For First Year
|
|
$89Save $89
|
15.99%
|
3.99%for 6 months
|
Go to site
|
|
$0 Annual Fee For First Year
|
|
$89Save $89
|
15.99%
|
3.99%for 6 months
|
Go to site
|
|
|
|
$89
|
15.99%
|
3.99%for 6 months
|
Go to site
|
|
Balance Transfer & No Annual Fee Offer
|
|
$90Save $90
|
0%
for 6 months
then 19.59%
|
3.99%for 6 months
|
Go to site
|
|
0% Interest & Annual Fee Halved
|
|
$99Save $50
|
0%
for 6 months
then 11.99%
|
0%for 6 months
|
Go to site
|
|
0% Purchases + Balance Transfers
|
|
$99Current Deal
|
0%
for 4 months
then 11.99%
|
0%for 6 months
|
Go to site
|
|
Balance Transfer & 20,000 Bonus Points
|
up to1
|
$125Current Deal
|
19.99%
|
0.99%for 6 months
|
Go to site
|
|
Balance Transfer or Bonus Points Offer
|
up to1
|
$129Current Deal
|
20.99%
|
0%for 9 months
|
Go to site
|
|
0% Balance Transfers + 25,000 Reward Points
|
1
|
$129Current Deal
|
19.99%
|
0%for 8 months
|
Go to site
|
|
16,000 Bonus Points
|
2
|
$130Current Deal
|
19.49%
|
0%for 6 months
|
Go to site
|
|
8,000 Bonus Points Offer
|
1
|
$140Current Deal
|
19.49%
|
0%for 6 months
|
Go to site
|
|
Balance Transfer & 20,000 Bonus Points
|
up to2
|
$150Current Deal
|
19.99%
|
3.99%for 6 months
|
Go to site
|
|
10,000 Bonus points
|
up to3
|
$195Current Deal
|
20.74%
|
-
|
Go to site
|
|
|
2
|
$199
|
20.74%
|
0%for 6 months
|
More details...
|
|
20,000 Bonus Qantas Frequent Flyer Points
|
up to2
|
$199Current Deal
|
20.99%
|
0%for 6 months
|
Go to site
|
|
|
up to3
|
$199
|
20.99%
|
1.5%for 15 months
|
Go to site
|
|
3.9% Balance Transfers & 15,000 Bonus Skywards Miles
|
1.5
|
$229Current Deal
|
20.99%
|
3.9%for 9 months
|
Go to site
|
|
|
up to1.5
|
$250
|
19.99%
|
4.99%for 6 months
|
More details...
|
|
Balance Transfer & 10,000 Bonus Points
|
up to1.5
|
$250Current Deal
|
19.49%
|
0.99%for 6 months
|
Go to site
|
|
with QFF Direct Earn Option
0% Purchase Rate for 5 Months
|
up to3
|
$280Current Deal
|
0%
for 5 months
then 20.24%
|
5.99%for 5 months
|
More details...
|
|
1.9% Balance Transfers
|
1.25
|
$289Current Deal
|
20.99%
|
1.9%for 6 months
|
Go to site
|
|
50,000 Bonus Velocity Reward Points
|
up to3
|
$349Current Deal
|
20.74%
|
-
|
Go to site
|
|
|
up to3
|
$395
|
20.74%
|
-
|
Go to site
|
|
with Citi Qantas Rewards
4.9% Balance Transfers & 60,000 Bonus Reward Points
|
2
|
$700Current Deal
|
20.74%
|
4.9%for 9 months
|
Go to site
|
|
80,000 bonus points
|
up to3
|
$900Current Deal
|
N/A
|
-
|
Go to site
|
About Platinum Credit Cards
Platinum credit cards are often viewed as a symbol of prestige and status as they are generally only offered to higher level income earners and those with healthy credit ratings. However, a platinum credit card is much more than just a status symbol as they also come with a range of benefits and rewards. The variety of benefits attached to these cards differs enormously and therefore it is important to compare platinum credit cards carefully to ensure you are receiving the best deal.
Benefits of Platinum Credit Cards
Not all platinum credit cards are the same and the benefits that the cards offer do vary. Some examples of potential benefits include:
- Purchase protection insurance
- Lower interest rates on purchases
- Specialised customer service
- International travel insurance
- Frequent Flyer or Rewards Points programs
- Access to airport lounges
- Rental car excess insurance coverage
- Gym & spa memberships
- Fraud and identity protection
- Emergency assistance
- Bonus or discount offers at selected partners such as restaurants
- Commission free travellers cheques
How to get a Platinum Credit Card
The key to obtaining a platinum credit card lies in your credit history. Banks and credit providers generally only offer their platinum credit cards to those they feel are an acceptable credit risk, and often apply minimum earnings requirements.
Platinum Credit Card Annual Fees
As with any finance decision it is crucial that you compare platinum credit cards carefully to ensure that the annual fee you will be charged is acceptable for the benefits and services that will be received in return. The annual fees for platinum credit cards are generally around the $200 to $300 mark but can push up as high as $900. Each different platinum credit card will offer a different set of benefits and the annual fee often reflects the quality of benefits received.
Reward Points on Platinum Credit Cards
Often platinum credit cards attract higher levels of reward points and incorporate bonus point structures. Generally you do pay more for these types of cards so it is important to understand the structure of the rewards program to ensure that you are receiving the best deal.
Why compare Platinum Credit Cards?
What is the best platinum credit card? There are a number of banks and lenders in competition to offer you the best platinum credit card service. The deals offered by these companies constantly change as they strive to win your business, and as such there are many new benefits that are being added to these programs. A Platinum Credit Card Comparison will show the different types of cards and benefits that are on offer and allow you to make an informed decision.
Compare Credit Cards
Compare credit cards from the following credit card providers...
Disclaimer:
WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.
WhistleOut may receive a commission from some credit card providers.