Low Interest Rate Credit Cards

By WhistleOut
If you don't pay your balance off in full every month, the interest rate of your credit card is very important. A credit card with a low interest rate can save you hundreds of dollars a year in interest payments.
 
Below is a list of the most popular Low Interest Rate credit cards on our site. You can also compare credit cards to find the right credit card for you.

By Popularity (last 7 days)

1) ANZ - Balance Visa
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ANZ Balance Visa

  • $79 annual fee
  • Interest rate: 14.24% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
2) Suncorp - Clear Options Standard
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Suncorp Clear Options Standard

  • $39 annual fee
  • Interest rate: 12.24% on purchases
  • Rewards points per $:
  • Balance transfer: 1.9% for 12 months
3) Citibank - Clear Platinum Credit Card
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Citibank Clear Platinum Credit Card

Save $50.00
  • $99 annual fee
  • Interest rate: 11.49% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
4) Bankwest - Lite Gold MasterCard
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Bankwest Lite Gold MasterCard

  • $89 annual fee
  • Interest rate: 10.75% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.99% for 9 months
5) Bankwest - Lite MasterCard
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Bankwest Lite MasterCard

  • $59 annual fee
  • Interest rate: 10.75% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.99% for 9 months
6) Bankwest - Lite Platinum MasterCard
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Bankwest Lite Platinum MasterCard

  • $120 annual fee
  • Interest rate: 10.75% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.99% for 9 months
7) ANZ - Low Rate MasterCard
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ANZ Low Rate MasterCard

  • $58 annual fee
  • Interest rate: 13.24% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
8) NAB - Low Rate Visa Credit Card
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NAB Low Rate Visa Credit Card

  • $49 annual fee
  • Interest rate: 13.24% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 4.99% for 6 months
9) Aussie - MasterCard
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Aussie MasterCard

  • $49 annual fee
  • Interest rate: 12.99% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.99% for 6 months
10) St.George - Vertigo
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St.George Vertigo

  • $55 annual fee
  • Interest rate: 12.49% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 2.99% for 6 months

Browse credit cards from the following credit card providers...