Credit Card Types: Deals Low Rate Low Fee Balance Transfer Rewards Cards Qantas Frequent Flyer Velocity RewardsCompare All

Credit Cards

Choosing a Low Fee Credit Card

Today's low interest fee credit cards

  • Low annual fees under $50 p.a.
  • Better suited for low use
  • Convenience of a credit card with low obligation

Try the Advanced Search - tailored to your spending habits.

Card Rewards Points Annual Fee Interest Rate Balance Transfer  
American Express Qantas American Express Discovery Credit Card
American Express Qantas American Express Discovery Credit Card
7,500 Bonus QFF Points
  • Earn Qantas Frequent Flyer Points for every $1 spent
  • Bonus Points Offer
1 $0Current Deal 20.74% -
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HSBC Credit Card
HSBC Credit Card
  • No Annual Fee for life of card
  • 6 Month Balance Transfer Offer
  • home&Away privilege program
  $0 17.99% 0%for 6 months
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Citibank Ready Credit
Citibank Ready Credit
  • Flexible Line of Credit with ATM/ EFTPOS card & Cheque Book
  • 5.9% Balance Transfers for 2 Years
  • No Annual Fee or Ongoing Service Fees
  $0 18.99% 5.9%for 24 months
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Bankwest Zero Platinum MasterCard Credit Card
Bankwest Zero Platinum MasterCard Credit Card
0% Balance Transfers
  • No Annual Fee for life of card
  • 9 Month Balance Transfer Offer
  • Range of Complimentary Insurances
  $0Current Deal 17.99% 0%for 9 months
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Virgin Money Virgin No Annual Fee Credit Card
Virgin Money Virgin No Annual Fee Credit Card
2.9% on Balance Transfers
  • No Annual Fee for life of card
  • 6 Month Balance Transfer Offer
  • Free Additional Cardholder
  $0Current Deal 18.99% 2.9%for 6 months
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Bankwest Zero MasterCard Credit Card
Bankwest Zero MasterCard Credit Card
0% Balance Transfers
  • No Annual Fee for life of card
  • 9 Month Balance Transfer Offer
  $0Current Deal 17.99% 0%for 9 months
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Bankwest Zero Gold MasterCard Credit Card
Bankwest Zero Gold MasterCard Credit Card
0% Balance Transfers
  • No Annual Fee for life of card
  • 9 Month Balance Transfer Offer
  • Range of Complimentary Insurances
  $0Current Deal 17.99% 0%for 9 months
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Bank of Melbourne No Annual Fee Credit Card
Bank of Melbourne No Annual Fee Credit Card
  • No Annual Fee for life of card
  • Choice of Visa or MasterCard
  $0 20.49% -
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BankSA No Annual Fee Credit Card
BankSA No Annual Fee Credit Card
  • No Annual Fee for life of card
  • Choice of Visa or MasterCard
  $0 20.49% -
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St.George No Annual Fee Credit Card
St.George No Annual Fee Credit Card
  • No Annual Fee for life of card
  • Choice of Visa or MasterCard
  $0 20.49% -
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American Express Velocity Escape Card
American Express Velocity Escape Card
7,500 Bonus Velocity Reward Points
  • No Annual Fee
  • Earn Velocity Points for every $1 spent
  • Bonus Points Offer
up to2 $0Current Deal 20.74% -
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Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
0% Purchase Rate for 5 Months
  • 5 Month Purchase Interest/ Balance Transfer Offer
  • Low Annual Fee
  • Free Additional Cardholder
  $24Current Deal 0%
for 5 months
then 19.74%
5.99%for 5 months
More details...
Westpac 55 Day Credit Card
Westpac 55 Day Credit Card
0% Purchases & No Annual Fee First Year
  • 6 Month Purchase Interest Offer
  • No Annual Fee in First Year
  • Ongoing Low Annual Fee
  $30Save $30 0%
for 6 months
then 19.59%
3.99%for 6 months
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NAB Low Fee Card
NAB Low Fee Card
  • Low Annual Card Fee
  • Choice of Visa or MasterCard
  • Purchase Protection Insurance
  $30 19.49% 4.99%for 6 months
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Westpac Low Rate Credit Card
Westpac Low Rate Credit Card
0% Interest on Purchases
  • 6 Month Purchase Interest Offer
  • Choice of Visa or MasterCard
  • Ongoing Low Purchase Interest Rate
  $45Current Deal 0%
for 6 months
then 13.49%
3.99%for 6 months
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Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
Bonus 10,000 Money Back Reward Points
  • Bonus Rewards Points Offer
  • Earn Woolworths Reward points for every $1 spent
  • Low Annual Fee
up to3 $49Current Deal 19.84% 5.99%for 6 months
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Coles Rewards MasterCard
Coles Rewards MasterCard
  • Earn flybuys points for every $1 spent
  • Low Annual Fee
  • Redeem Instant Discounts at Coles Supermarkets
3 $49 19.99% -
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Coles Rewards MasterCard Platinum
Coles Rewards MasterCard Platinum
  • Earn flybuys points for every $1 spent
  • Low Annual Fee
  • Redeem Instant Discounts at Coles Supermarkets
3 $49 19.99% -
More details...
Aussie Classic Low Rate Card
Aussie Classic Low Rate Card
  • Ongoing Low Interest Rate
  • 9 Month Balance Transfer Offer
  $49 12.49% 0%for 9 months
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Current Credit Card Deals & Offers

The market for credit cards is constantly changing so it can be hard to find the best credit card deals. Whether you want a low fee, low interest, balance transfer, or Frequent Flyer rewards credit card - you can compare credit card deals here to find the best credit card to suit your needs. Each month we will compare all our credit card offers from major Australian lenders and bring you our pick of new credit card deals. The service is free, but the value is immense!

The deals here include bonus reward points, 0% balance transfer offers, extended interest free credit cards, and many more. Of course not everyone is suited to the same type of credit card, so please ensure you consider the full terms and conditions of each card.


Special Rate: 0% on Purchases for 6 months

This credit card offers 0% pa on purchases for the first 6 months, plus pay just 3.99% p.a. on balance transfers for 6 months (requested when you apply). For a low annual fee of $45 this Westpac Low Rate credit card provides up to 55 days interest free on purchases.

This offer includes:

  • 0% pa on purchases for 6 months
  • 3.99% pa on balance transfers for 6 months
  • 13.49% pa variable interest rate
  • Up to 55 days interest free
  • MasterCard® PayPass™ or Visa payWave available

Apply for this card now:

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Low Rate Credit Card

Virgin Money

Low Rate Credit Card

2.9% pa on Balance Transfers For 9 Months

Get 2.9% pa for 9 months on balances transferred to this Virgin Money Low Rate credit card, and enjoy a great low standard variable interest rate on purchases of just 10.99% pa.

Virgin Money are offering:

  • 2.9% pa on balance transfers for 9 months
  • Low 10.99% pa variable interest rate
  • Up to 44 days interest free
  • Additional card holders available

Apply for this card now:

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0% on Balance Transfers for 6 Months

Bankwest are currently offering their Zero Gold Mastercard credit card with 0%pa on balance transfers for six months. This credit card is offered for $0 annual fee and includes up to 55 days interest free on purchases.

This Bankwest credit card includes:

  • 0% p.a. on balance transfers for 6 months
  • 17.99% variable interest rate on purchases
  • $0 Annual Fee
  • Up to 55 days interest free

Apply for this card now:

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0% pa on Purchases For 6 Months

With the Clear Platinum credit card from Citibank you receive 0% pa on purchases, balance transfers, and cash advances for the first six months. You also pay only half the usual annual fee of $99 - just $49 for the first year!

This offer from Citibank includes:

  • 0% pa for 6 months on purchases
  • 0% pa for 6 months on balance transfers
  • 0% pa for 6 months on cash advances
  • $49 Annual fee for the first year

Apply for this card now:

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Credit Card Types: Low Rate Low Fee Balance Transfer Top Rewards Qantas Frequent Flyer Compare all listed cards


Current Special Offers - All Credit Cards

Low Fee Credit Cards

There’s nothing too complicated about a low fee card – it is exactly that, a credit card with little or in some cases, no ongoing annual fees. If you won’t be spending regularly or excessively on your credit card, a low fee credit card might be helpful in providing the convenience of a credit card with a low annual fee.

Low fee cards might as well be called low use credit cards as low fee credit cards tend to have higher interest rates for purchases than rewards credit cards so it is best to pay the outstanding balance in full each month if possible. If paying your balance in full each month an option for you, your other option would be a low interest rate credit card which would mean that when you don’t pay your balance, you are being charged a low rate of interest.

Low fee credit cards can also have higher rates for cash advances or include other fees you might not have anticipated upfront such as late payment fees. As with any credit product, be sure to read all the small print carefully.

Low fee credit cards with tend not to have the rewards or perks associated with many other credit cards. If you use your credit card to make travel purchases or pay for restaurant bills, a credit card with more reward opportunities (but also higher annual fees) may be more beneficial over time. Take some time to think about your spending trends before simply opting only for the credit card with the lowest fees.

Compare Credit Cards

Compare credit cards from the following credit card providers...

American Express Credit Cards Bank of Queensland Credit Cards Citibank Credit Cards CUA Credit Cards NAB Credit Cards Virgin Money Credit Cards
Aussie Credit Cards BankSA Credit Cards Coles Credit Cards David Jones Credit Cards St.George Credit Cards Westpac Credit Cards
Bank of Melbourne Credit Cards Bankwest Credit Cards Commonwealth Bank Credit Cards HSBC Credit Cards Suncorp Bank Credit Cards Woolworths Credit Cards

Disclaimer:

WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.

WhistleOut may receive a commission from some credit card providers.

 

Credit Card Deals

Credit Card Deals Wrap-Up: June Edition

Credit Card Deals Wrap-Up: June Edition

Editor's overview of all big special offers and deals on Credit Cards in June.

$0 Annual Fee & 0% p.a. on Purchases For 5 Months

$0 Annual Fee & 0% p.a. on Purchases For 5 Months

3.99% for 6 months on balance transfers, 0% purchases for 5 months, and no annual fee for first year!