Our results do not include all credit card providers in the market. Use of these pages means you agree to this. More
Updated April 2014
Editors Pick

Mike Ralph
WhistleOut Credit Cards Editor

Current Credit
Card Promotions

The market for credit cards is constantly changing so it can be hard to find current credit card promotions. Whether you want a low fee, low interest, balance transfer, or Frequent Flyer rewards credit card - you can compare credit card promotions here to find a credit card to suit your needs. Each month we will compare credit card offerings from major Australian lenders and bring you a selection of new credit card promotions.

How do we choose the monthly promotions?

Each month, there's a range of promotional offers available from credit card providers and we highlight a selection of notable offers based on the relative size or discount offered by the provider. To qualify for listing on this page, the offer needs to be a special offer beyond the standard product construct offered normally on the credit card. For some of the credit cards on WhistleOut, we can receive commissions if you apply for the credit card. Please ensure you consider the full terms and conditions of each card and that whether the promotional offer suits you at this time.


Qantas American Express Ultimate Credit Card

Qantas American Express

Ultimate Credit Card

Up to 50,000 Bonus Qantas Points

Receive up to 50,000 bonus Qantas Points if you apply by 30 April 2014 and make the eligible card spend(s). Offer available to new AMEX Qantas Ultimate cardholders. Pay only $250 Annual Fee for the first year with the Qantas American Express Ultimate Card. Plus pay 0.99% interest on Balances Transferred for the first 6 months. (1% balance transfer fee applies).

This promotion includes:

  • Up to 50,000 Bonus Qantas Points
  • 0.99% pa on balance transfers for 6 months
  • Earn up to 3 points per dollar spent
  • Up to 44 days interest free
  • Reduced annual fee for first year

Apply for this card now:

Go to site

Low Rate Credit Card

Virgin Money

Low Rate Credit Card

2.9% pa on Balance Transfers For 9 Months

Get 2.9% pa for 9 months on balances transferred to this Virgin Money Low Rate credit card, and enjoy a great low standard variable interest rate on purchases of just 10.99% pa.

Virgin Money are promoting:

  • 2.9% pa on balance transfers for 9 months
  • Low 10.99% pa variable interest rate
  • Up to 44 days interest free
  • Additional card holders available

Apply for this card now:

Go to site

0% pa Balance Transfer For 12 Months

The Clear Platinum credit card from Citibank offers 0% pa for 12 months on balance transfers. You also pay only half the usual annual fee of $99 - just $49 for the first year!

This promotion from Citibank includes:

  • Up to 55 days interest free
  • 0% pa for 12 months on balance transfers
  • Visa 24 hour conceirge service
  • $49 Annual fee for the first year

Apply for this card now:

Go to site

0% pa Balance Transfers for 15 Months

With the Low Fee Card from NAB you can receive 0% on Balance Transfers for 15 months when you apply before 30 April 2014.

This promotion from NAB includes:

  • 0% pa for 15 months on balance transfers
  • Choice of Visa or MasterCard
  • Up to 44 days interest free on purchases
  • $30 Annual fee

Apply for this card now:

Go to site

Current Promotions - All Credit Cards

Card Rewards Points Annual Fee Interest Rate Balance Transfer  
American Express Platinum Rewards Credit Card
American Express Platinum Rewards Credit Card
No Annual Fee First Year
  • No Annual Fee First Year
  • Complimentary Membership Rewards Program
  • Refund/ Purchase Protection
up to2 $80Save $80 20.74% 0.99%for 6 months
Go to site
American Express Velocity Escape Card
American Express Velocity Escape Card
7,500 Bonus Velocity Reward Points
  • No Annual Fee
  • Earn Uncapped Velocity Points for every $1 spent
  • Free Additional Cardholders
up to2 $0Current Offer 20.74% 0.99%for 6 months
Go to site
American Express Velocity Gold Card
American Express Velocity Gold Card
15,000 Bonus Points + Pay Half Annual Fee
  • Earn Uncapped Velocity Points for every $1 spent
  • Free Additional Cardholders
  • Complimentary Insurances
up to2 $199Save $100 20.74% 0.99%for 6 months
Go to site
American Express Velocity Platinum Card
American Express Velocity Platinum Card
50,000 Bonus Velocity Reward Points
  • Earn Velocity Points for every $1 spent
  • Free Additional Cardholders
  • Complimentary Virgin Australia Domestic Flight Every Year
up to3 $349Current Offer 20.74% 0.99%for 6 months
Go to site
American Express Platinum Edge Credit Card
American Express Platinum Edge Credit Card
10,000 Bonus points
  • Complimentary Return Domestic Flight every year
  • Range of Complimentary Insurances
  • Earn up to 3 Membership Reward Points per dollar
up to3 $195Current Offer 20.74% 0.99%for 6 months
Go to site
American Express Platinum Reserve Credit Card
American Express Platinum Reserve Credit Card
30,000 Bonus Membership Rewards Points Offer
  • Earn Membership Reward Points as you spend
  • Complimentary Insurances
  • Free Economy Return flight or 1 Night Hotel Stay per year
up to3 $395Current Offer 20.74% 0.99%for 6 months
Go to site
American Express Platinum Card
American Express Platinum Card
80,000 bonus points
  • No Interest - Pay Balance In Full Each Month
  • Earn Rewards Points as you spend
  • Platinum Travel Benefits
up to3 $1200Current Offer N/A -
Go to site
American Express Qantas American Express Discovery Credit Card
American Express Qantas American Express Discovery Credit Card
7,500 Bonus Qantas Points
  • Earn Uncapped Qantas Points for every $1 spent
  • No Annual Fee
  • Free Additional Cardholder
1 $0Current Offer 20.74% 0.99%for 6 months
Go to site
American Express Qantas American Express Premium Credit Card
American Express Qantas American Express Premium Credit Card
Reduced Annual Fee + 30,000 Bonus Points
  • Earn Qantas Points for every $1 spent
  • Complimentary Qantas Club Lounge Invitations
  • Domestic & Overseas Travel Insurance Included
up to2 $249Save $100 20.74% 0.99%for 6 months
Go to site
American Express Qantas American Express Ultimate Credit Card
American Express Qantas American Express Ultimate Credit Card
Up to 50,000 Bonus Qantas points + Reduced Annual Fee
  • Earn Qantas Points for every $1 spent
  • Complimentary Annual Qantas Domestic Return Economy Flight
  • Range of Included Travel Insurances
up to3 $450Save $200 20.74% 0.99%for 6 months
Go to site
Aussie Platinum Low Rate Card
Aussie Platinum Low Rate Card
0% Purchase Interest 5 months
  • Ongoing Low Interest Rate
  • Range of Complimentary Insurances
  $99Current Offer 0%
for 5 months
then 13.29%
-
Go to site
Bank of Melbourne Vertigo Credit Card
Bank of Melbourne Vertigo Credit Card
0% on Balance Transfers for 14 Months
  • Ongoing Low Purchase Interest Rate
  • Free Additional Cardholder
  • MasterCard PayPass Tap & Go
  $55Current Offer 13.24% 0%for 14 months
Go to site
BankSA Vertigo MasterCard
BankSA Vertigo MasterCard
0% on Balance Transfers for 14 Months
  • Ongoing Low Purchase Interest Rate
  • Free Additional Cardholder
  • MasterCard PayPass Tap & Go
  $55Current Offer 13.24% 0%for 14 months
Go to site
Citibank Select Credit Card
Citibank Select Credit Card
4.9% Balance Transfers & 60,000 Bonus Reward Points
  • Citibank Rewards or Citibank Qantas Rewards Program
  • Range of travel rewards
  • Free Additional Cardholders
2 $700Current Offer 20.74% 4.9%for 9 months
Go to site
Citibank Clear Platinum Credit Card
Citibank Clear Platinum Credit Card
0% Balance Transfers & Annual Fee Halved
  • Free bottle of wine when dining at partner restaurants
  • Range of Complimentary Insurances
  • Personal Concierge Service
  $99Save $50 12.99% 0%for 12 months
Go to site
Citibank Emirates Citibank Platinum Credit Card
Citibank Emirates Citibank Platinum Credit Card
3.9% Balance Transfers & 15,000 Bonus Skywards Miles
  • Earn Skywards Miles
  • Range of Complimentary Emirates Benefits
  • Redeem Skywards Miles on Emirates flights & partner airlines
1.5 $229Current Offer 20.99% 3.9%for 9 months
Go to site
Citibank Classic Rewards Credit Card
Citibank Classic Rewards Credit Card
Annual Fee Discount
  • Earn 1 Reward Point per $1 spent
  • Complimentary Purchase Cover Insurance & Guaranteed Pricing
  • Free Bottle of Wine when dining at partner restaurants
1 $89Save $45 20.99% 0.9%for 12 months
Go to site
Citibank Platinum Rewards Credit Card
Citibank Platinum Rewards Credit Card
0% Balance Transfers for 2 Years
  • Earn Up to 3 Rewards Points for every $1 spent
  • VISA Travel and Entertainment Deals
  • Range of Complimentary Insurances
up to3 $199Current Offer 20.99% 0%for 24 months
Go to site
Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
Up to $200 Cash back
  • Low Annual Fee
  • Free Additional Cardholder
  • 24/7 emergency assistance overseas
  $24Current Offer 19.74% 5.99%for 5 months
More details...
Commonwealth Bank Low Fee Gold Credit Card
Commonwealth Bank Low Fee Gold Credit Card
Up to $200 Cash back
  • Low Annual Fee
  • Free Additional Cardholder
  • Range of Complimentary Insurances
  $90Current Offer 19.74% 5.99%for 5 months
More details...
Commonwealth Bank Low Rate
Commonwealth Bank Low Rate
Up to $200 Cash back
  • Ongoing Low Purchase Interest Rate
  • Free Additional Cardholder
  • 24/7 emergency assistance overseas
  $78Current Offer 12.99% 5.99%for 5 months
More details...
Commonwealth Bank Low Rate Gold
Commonwealth Bank Low Rate Gold
Up to $200 Cash back
  • Ongoing Low Purchase Interest Rate
  • Free Additional Cardholder
  • Range of Complimentary Insurances
  $120Current Offer 12.99% 5.99%for 5 months
More details...
Commonwealth Bank Awards Credit Card
Commonwealth Bank Awards Credit Card
Up to $200 Cash back
  • Earn Awards Points or Qantas Points (Direct Earn Option)
  • Range of options for redeeming points
  • Points can be used for other Travel Programs
up to1.5 $89Current Offer 20.24% 5.99%for 5 months
More details...
Commonwealth Bank Gold Awards Credit Card
Commonwealth Bank Gold Awards Credit Card
Up to $200 Cash back
  • Earn Awards Points or Qantas Points (Direct Earn Option)
  • Range of Complimentary Insurances
  • Wide selection of points redeeming options
up to2 $144Current Offer 20.24% 5.99%for 5 months
More details...
Commonwealth Bank Platinum Awards Credit Card
Commonwealth Bank Platinum Awards Credit Card
Up to $200 Cash back
  • Earn Awards Points or Qantas Points (Direct Earn Option)
  • Range of Complimentary Insurances
  • World™ Privileged Access Program
up to3 $280Current Offer 20.24% 5.99%for 5 months
More details...
David Jones American Express Card
David Jones American Express Card
30,000 Bonus Membership Points or 22,500 Qantas Points
  • Choose Membership Rewards or Qantas Points
  • Complimentary David Jones In-store benefits
  • No supplementary Card Fee for First Year
up to3 $99Current Offer 20.74% -
Go to site
HSBC Credit Card
HSBC Credit Card
0% Balance Transfers
  • No Annual Fee for life of card
  • Free Additional Cardholders
  • home&Away privilege program
  $0Current Offer 17.99% 0%for 6 months
More details...
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
20,000 Bonus Qantas Points
  • Earn Qantas Points
  • Complimentary Membership Qantas Frequent Flyer Program
  • Range of Complimentary Insurances
up to2 $199Current Offer 20.99% 0%for 6 months
More details...
HSBC Platinum Credit Card
HSBC Platinum Credit Card
$0 Annual Fee + 30,000 Reward Points
  • Free Additional Cardholders
  • Range of Complimentary Insurances
  • Platinum Concierge Service
1 $129Save $129 19.99% 0%for 8 months
More details...
NAB Low Rate Card
NAB Low Rate Card
0% Balance Transfers for 15 months
  • Ongoing Low Purchase Interest Rate
  • Free Additional Cardholder
  • 24/7 emergency travel assistance
  $59Current Offer 13.99% 0%for 15 months
Go to site
NAB flybuys Reward Card
NAB flybuys Reward Card
0% Balance Transfers for 15 months
  • Earn flybuys points for every $1 spent
  • Free Additional Cardholder
  • Seven Complimentary Insurances
1 $65Current Offer 19.49% 0%for 15 months
Go to site
NAB Low Fee Card
NAB Low Fee Card
0% Balance Transfers for 15 months
  • Choice of Visa or MasterCard
  • Free Addtional Cardholder
  • Purchase Protection Insurance
  $30Current Offer 19.49% 0%for 15 months
Go to site
NAB Premium Card
NAB Premium Card
0% Balance Transfers for 15 months
  • Seven Complimentary Insurances
  • Free Additional Cardholder
  • VIP Lost Card Cover for first 12 months
  $90Current Offer 19.49% 0%for 15 months
Go to site
NAB Velocity Rewards Card
NAB Velocity Rewards Card
0% Balance Transfers for 15 months
  • Receive 2 cards with one account - AMEX and Visa
  • Purchase Protection Insurance
  • Free Additional Cardholder
up to1 $65Current Offer 19.99% 0%for 15 months
Go to site
NAB Velocity Rewards Premium Card
NAB Velocity Rewards Premium Card
0% Balance Transfers for 15 months
  • Receive 2 cards with one account - AMEX and Visa
  • Seven Complimentary Insurances
  • Platinum Concierge Service
up to1.5 $150Current Offer 19.99% 0%for 15 months
Go to site
NAB Qantas Rewards Card
NAB Qantas Rewards Card
0% Balance Transfers for 15 months
  • Receive 2 cards with one account - AMEX and Visa
  • Earn Qantas Points for every $1 spent
  • Purchase Protection Insurance
up to1 $65Current Offer 19.99% 0%for 15 months
Go to site
NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium Card
0% Balance Transfers for 15 months
  • 2 cards for Maximum Qantas Points - AMEX and Visa
  • Seven Complimentary Insurances
  • NAB Platinum Concierge
up to1.5 $250Current Offer 19.99% 0%for 15 months
Go to site
Suncorp Bank Clear Options Standard Credit Card
Suncorp Bank Clear Options Standard Credit Card
$0 Annual Fee First Year
  • Ongoing Low Purchase Interest Rate
  • Fraudshield® security protection
  • Free Additional Cardholder
  $55Save $55 12.74% -
More details...
Virgin Money No Annual Fee Credit Card
Virgin Money No Annual Fee Credit Card
0% Balance Transfers
  • No Annual Fee for life of card
  • Free Additional Cardholder
  • Fraudshield® security protection
  $0Current Offer 18.99% 0%for 6 months
Go to site
Virgin Money Low Rate Credit Card
Virgin Money Low Rate Credit Card
2.9% Balance Transfers
  • Ongoing Low Purchase Interest Rate
  • Fraudshield® security protection
  $99Current Offer 10.99% 2.9%for 9 months
Go to site
Virgin Money Virgin Australia Velocity Flyer Credit Card
Virgin Money Virgin Australia Velocity Flyer Credit Card
0% Interest or Bonus Points Offer
  • Earn Velocity Points for every $1 spent
  • Reduced Virgin Australia flights offer (conditions apply)
  • Personal Concierge Service
up to1 $129Current Offer 0%
for 9 months
then 20.74%
0%for 9 months
Go to site
Virgin Money Virgin Australia Velocity High Flyer Credit Card
Virgin Money Virgin Australia Velocity High Flyer Credit Card
20,000 bonus Velocity Points
  • Earn Uncapped Velocity Points
  • Reduced Virgin Australia flights offer (conditions apply)
  • Range of Complimentary Insurances
1.25 $289Current Offer 20.74% 1.9%for 12 months
Go to site
Westpac Altitude Credit Card
Westpac Altitude Credit Card
Double Altitude Points + 0% Interest
  • Receive 2 cards with one account - AMEX and Visa
  • Earn Altitude Points for every $1 spent
  • Free Additional Cardholder
up to2 $100Current Offer 0%
for 12 months
then 19.99%
3.99%for 6 months
More details...
Westpac Altitude Platinum Credit Card
Westpac Altitude Platinum Credit Card
Double Altitude Points + 0% Interest
  • Receive 2 cards with one account - AMEX and Visa
  • Free Additional Cardholder
  • Range of Complimentary Insurances
up to2 $150Current Offer 0%
for 12 months
then 19.99%
3.99%for 6 months
More details...
Westpac Earth Credit Card
Westpac Earth Credit Card
Double Qantas Points
  • Receive 2 cards with one account - AMEX and MasterCard
  • Earn Qantas Points for every $1 spent
up to1 $75Current Offer 0%
for 12 months
then 19.99%
3.99%for 6 months
More details...
Westpac Earth Platinum Credit Card
Westpac Earth Platinum Credit Card
Double Qantas Points
  • Receive 2 cards with one account - AMEX and MasterCard
  • Earn Qantas Points for every $1 spent
  • Range of Complimentary Insurances
up to1 $125Current Offer 0%
for 12 months
then 19.99%
3.99%for 6 months
More details...
Westpac Low Rate Visa Card
Westpac Low Rate Visa Card
0% Balance Transfers
  • Ongoing Low Purchase Interest Rate
  • Free Additional Cardholder
  $45Current Offer 13.49% 0%for 14 months
More details...
Westpac 55 Day Visa Credit Card
Westpac 55 Day Visa Credit Card
No Annual Fee Ever
  • Ongoing Low Annual Fee
  • Free Additional Cardholder
  $30Save $30 19.59% 3.99%for 6 months
More details...
Westpac 55 Day Platinum Visa Card
Westpac 55 Day Platinum Visa Card
No Annual Fee Ever
  • Extended Complimentary Insurances
  • Platinum Concierge
  • Falcon Fraud Protection
  $90Save $90 19.59% 3.99%for 6 months
More details...
Westpac Singapore Airlines Platinum Card
Westpac Singapore Airlines Platinum Card
10,000 Bonus Miles
  • Earn Singapore Airlines KrisFlyer miles for every $1 spent
  • Two Cards linked to the one account - AMEX and Visa
  • Extended Complimentary Insurances
up to1.5 $250Current Offer 19.49% 0.99%for 6 months
More details...

Compare Credit Cards

View credit cards from the following credit card providers...

American Express Credit Cards BankSA Credit Cards Commonwealth Bank Credit Cards NAB Credit Cards Virgin Money Credit Cards
Aussie Credit Cards Citibank Credit Cards David Jones Credit Cards St.George Credit Cards Westpac Credit Cards
Bank of Melbourne Credit Cards Coles Credit Cards HSBC Credit Cards Suncorp Bank Credit Cards Woolworths Credit Cards

Disclaimer:

WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.

WhistleOut may receive a commission from some credit card providers.
 

Credit Card Offers

Credit Card Promotions Wrap-Up: April Edition

Credit Card Promotions Wrap-Up: April Edition

Editor's overview four promotions available on Credit Cards in April.