Balance Transfer Credit Cards

By WhistleOut
If you currently have a large balance on your credit card and are paying a lot of interest every month, you might want to consider transferring the balance to a new credit card. Many credit card providers offer credit cards that allow you to transfer an exising balance to a new card at a reduced or 0% interest rate for an introductory period. Transferring your balance across to a new credit card can save you money on interest payments and allow you to get ahead on paying off your outstanding balance.
 
There are many credit cards that offer a balance transfer option and below is a list of the most popular balance transfer credit cards on our site. You can also compare credit cards to find the right card for you.

Top 10 by Popularity (last 7 days)

1) NAB - Qantas Credit Card
AMQantas Frequent Flyer Direct Earn

NAB Qantas Credit Card

Special
  • $65 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: up to 1
  • Interest free period: up to 44 days on retail purchases
  • Balance transfer: 4.99% for 6 months
2) Westpac - Altitude Credit Card
AM

Westpac Altitude Credit Card

  • $100 annual fee
  • Interest rate: 19.64% on purchases
  • Rewards points per $: up to 2
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 3.99% for 6 months
3) Westpac - Altitude Gold Credit Card
AM

Westpac Altitude Gold Credit Card

  • $150 annual fee
  • Interest rate: 19.64% on purchases
  • Rewards points per $: up to 2
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 3.99% for 6 months
4) Westpac - Altitude Platinum Credit Card
AM

Westpac Altitude Platinum Credit Card

  • $295 annual fee
  • Interest rate: 19.64% on purchases
  • Rewards points per $: up to 3
  • Interest free period: up to 45 days on retail purchases
  • Balance transfer: 3.99% for 6 months
5) ANZ - Balance Visa
V

ANZ Balance Visa

  • $79 annual fee
  • Interest rate: 14.24% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
6) BP-Citibank MasterCard
M

Citibank BP-Citibank MasterCard

  • $79 annual fee
  • Interest rate: 20.89% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.9% for 12 months
7) Citibank - Clear Credit Card
V

Citibank Clear Credit Card

Special
  • $65 annual fee
  • Interest rate: 15.49% on purchases
  • Rewards points per $:
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 0% for 6 months
8) Suncorp - Clear Options Gold
V

Suncorp Clear Options Gold

  • $99 annual fee
  • Interest rate: 19.75% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.9% for 12 months
9) Suncorp - Clear Options Platinum
V

Suncorp Clear Options Platinum

  • $205 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 3.9% life of balance
10) Suncorp - Clear Options Plus
V

Suncorp Clear Options Plus

  • $63 annual fee
  • Interest rate: 19.99% on purchases
  • Rewards points per $: 1
  • Interest free period: up to 55 days on retail purchases
  • Balance transfer: 1.9% for 12 months

Browse credit cards from the following credit card providers...